Sedona Homes with VA Loan New Financing

Welcome to Sedona, Arizona, a breathtaking oasis nestled amidst the stunning red rock formations of the Coconino National Forest. Known for its vibrant arts scene, outdoor adventures, and spiritual energy, Sedona is a place where natural beauty and community spirit converge. With an average of 300 sunny days a year, residents enjoy a mild climate that invites year-round exploration, whether hiking the famous Cathedral Rock or indulging in a serene day of meditation at one of the area’s renowned vortex sites.

For those considering a move to this enchanting city, you’ll be pleased to know that homes in Sedona are accessible through VA Loan New Financing. This financing option is designed to help veterans and active-duty military members achieve their dream of homeownership without the burden of a down payment, making it easier than ever to settle into this picturesque community. With a variety of properties available—from cozy adobe-style homes to luxurious modern retreats—there’s something for everyone in Sedona.

Imagine waking up to the awe-inspiring views of the red rocks or enjoying a sunset that paints the sky in hues of orange and pink. Living in Sedona means embracing a lifestyle rich in adventure, wellness, and community. Whether you’re seeking a peaceful retreat or a vibrant social scene, Sedona offers a unique blend of both.

Explore the possibilities of homeownership in this magical city with the support of VA financing, and take the first step toward making Sedona your new home. Your dream lifestyle awaits!

Newest Sedona Homes with VA Loan New Financing

$1,150,000

3 Beds ⋅ 2 Baths ⋅ 7100975 MLS ⋅ 1,926 SqFt.

A beautifully updated home, generous lot size, and the peaceful lifestyle that attracted you to Sedona in the first place. Located in Michaels Ranch, a quiet community backing to National Forest land, 265 Chrysona Lane sits on 0.82 acres with extensive renovations completed in 2026. This property offers a contemporary, move-in ready home in one of the more tranquil settings just outside of West Sedona. Sleek, modern finishes complement a thoughtful split floor plan designed to bring the beauty of your surroundings inside. Large picture windows welcome natural light, while sliding glass doors in each bedroom provide access to the outdoors. Two patios on either side of the home offer inviting spaces to enjoy the land around you. Interior renovations include a completely remodeled kitchen, updated bathrooms with tiled showers, new flooring, and modern lighting throughout, allowing you to settle in to what feels like a brand new home. Major exterior improvements include new stucco, paint, & windows, providing added value, efficiency, and peace of mind for years to come. Within the fully fenced backyard, manicured native landscaping is designed to embrace the beauty of the desert. Beyond, the additional portion of the lot allows the opportunity to expand the outdoor living space or explore the possibility of an attached casita. Enjoy the property as a full-time residence or a seasonal home with the flexibility of long and short term rentals options. Tucked away from the crowds yet just minutes from West Sedona's shopping, dining, and amenities, 265 Chrysona offers the space, comfort, and tranquility that makes Sedona living so special.

265 Chrysona Lane, Sedona

$989,000

2 Beds ⋅ 2 Baths ⋅ 7099947 MLS ⋅ 2,052 SqFt.

A must see! Views, privacy and location! Unobstructed Courthouse Butte and Bell Rock views, golf course scenery, and a private setting come together in this beautifully situated Sedona Golf Resort home, tucked away on a quiet cul-de-sac. Expansive red rock views can be enjoyed from this private setting, featuring artificial turf, sitting areas, and a finished rubberstone patio with a covered area for entertaining. . Enjoy the views from inside and outside with sliding glass doors and from thoughtfully placed seamless window in dining area. Sit in a comfortable living room with a fireplace looking out to a natural setting with Red Rocks in the background. The kitchen features newer countertops and stainless steel appliances with an open layout connecting it to the dining and living areas The primary suite enjoys beautiful red rock views, direct patio access, and a large walk-in closet. The remodeled primary bathroom features updated tile, in-floor heating, countertops, sinks, fixtures, and a tile shower. A split-bedroom floor plan places the second bedroom away from the primary suite, while an additional flexible room offers options for a home office, den, or media room. Pride of ownership shows throughout this well-maintained and updated home. Improvements include flooring replaced in 2023, custom blinds throughout in 2021, a new roof in 2025, and HVAC replacement in 2022. Additional upgrades include a whole-house fan, updated ceiling fans, and an epoxy-coated garage floor. See the full list in the documents tab. Enjoy the combination of scenic views, comfortable indoor-outdoor living, and a convenient location near golf, restaurants, cafes, shopping, and Sedona's renowned hiking trails.

55 Bent Tree Court, Sedona

$798,000

2 Beds ⋅ 2 Baths ⋅ 7098933 MLS ⋅ 1,628 SqFt.

Location, Location, Location! This 2 bedroom, 2 bath home with a huge open floorplan sits on a 10,258 sq. ft. lot located in West Sedona and Surrounded by Million Dollar + homes in beautiful Rolling Hills Estates. If you want to enjoy red rock views in a quiet neighborhood, near the Tlaquepaque Arts and Crafts Village, hiking, shopping, or dining out, this location will not disappoint. This little jewel is priced to sell! Make it your forever home, or your quiet retreat.

550 Barcelona Road, Sedona

$999,999

2 Beds ⋅ 3 Baths ⋅ 7098176 MLS ⋅ 2,270 SqFt.

WELCOME HOME TO SEDONA, AZ! Experience the beauty of red rock living in this exceptional nearly 2,300 sq. ft. retreat. Soaring ceilings, a stunning fireplace, and expansive windows frame breathtaking views of towering pines and Sedona's iconic red rock formations. Warm wood finishes create an inviting atmosphere throughout the open, thoughtfully designed interior. Relax on the private hot tub deck and soak in the peaceful surroundings. Outdoor enthusiasts will love the nearby hiking and mountain biking trails, while Uptown Sedona's shops, galleries, restaurants, and the golf courses of the Village of Oak Creek are just a short drive away. Currently operating as a popular short term rental, this versatile property offers an outstanding opportunity for continued income or a private home.

140 Juniper Trail, Sedona

$675,000

2 Beds ⋅ 2 Baths ⋅ 7098123 MLS ⋅ 1,127 SqFt.

Homes under $700,000 are a rare find in West Sedona, and this one comes with a location most buyers can only dream of. Tucked at the end of a quiet cul-de-sac, this 2 bedroom, 2 bathroom home is just a 3-minute walk from the Sugarloaf Trailhead, one of Sedona's most famous hiking spots. Step out your door and onto the red rock trails. Inside, a cathedral ceiling gives the open living, dining, and kitchen areas a bright, airy feel. The updated kitchen features Corian counters and stainless steel appliances. A split bedroom floorplan offers privacy for guests or hosts, and easy-care ceramic tile runs throughout. Outdoor living is a highlight, with great patios made for morning coffee and Sedona sunsets. An additional 100 sq. ft. Arizona Room, not included in the listed square footage offers many possibilities as a home office, studio, reading nook, or bonus lounge. Maintained in excellent condition and sold with furnishings, this home is truly turn-key. New exterior paint in October 2024. With no HOA, it's an ideal vacation rental, a full-time Sedona residence, or a getaway for those who want to be close to the trails.

1950 Del Monte Drive, Sedona

$665,000

3 Beds ⋅ 3 Baths ⋅ 7097691 MLS ⋅ 1,736 SqFt.

Live the Sedona lifestyle with ''Million Dollar Red Rock Views'', effortless proximity, and simplified living. From the expansive deck and bright main living spaces, panoramic views of Thunder Mountain and Sedona's dramatic red rocks unfold like an IMAX movie in every season. Start the morning with coffee as hummingbirds gather and hot air balloons drift overhead, enjoy the afternoon shade and a glowing golden hour, then linger into sunset as the changing shadows reveal the depth and character of the red rocks. Inside, the thoughtfully updated home offers a designer kitchen with high-end Viking appliances, soaring ceilings, solid quartz countertops, electric fireplace updated bathrooms, new flooring, lighting, paint, doors, windows, and window treatments. A whole-house water filtration system, tankless water heater and Nest thermostat add everyday convenience. To provide a seamless transition to your new Sedona life, the majority of furnishings are included with an acceptable offer (Furniture List attached). The location is exceptionally connected to the best of West Sedona. Skip waiting for parking at trailheads or taking the Shuttle - you'll enjoy direct access to Dry Creek's shared-use pathway connecting you to numerous trailheads. Prime Pedestrian-friendly location! Only 0.2 Mile to Layla's Bakery-Cafe, Local Juicery, Famous Pizza, Sedona Beer Company Basecamp, local shops, and scenic amenities. The gated Del Sol community also offers a private gate to the Sedona Library, with free activities and programs throughout the week. This property was designed for carefree lock-and-leave living. The HOA handles exterior building maintenance, landscaping, and trash removal. Roof (full replacement 2023) & exterior paint (2026) were recently completed. The lower level features a private-entry one-bedroom suite with its own bathroom, ideal for guests, extended stays, or flexible living arrangements. A spacious crawl space provides excellent storage. Adding to the appeal, this quiet neighborhood enforces a 3 month minimum rental restriction, preventing short-term rentals from disturbing your peace. Updated, secure, low-maintenance, and positioned to capture Sedona's most unforgettable views, this is simple living at its most inspiring!

30 Calle Del Medio --, Sedona

$777,000

3 Beds ⋅ 2 Baths ⋅ 7097084 MLS ⋅ 1,722 SqFt.

ITS YOUR LUCKY DAY!! Enjoy Comfortable, well maintained, low maintenance home in golf course community with Red Rock Views including Castle Rock, Bell Rock, & Courthouse Butte. Sustainable Solar Home has solar auto plugin. 3 bedroom, 2 bath, 3 Car Garage, Circular Driveway. Vaulted ceiling in Living Room, Dining Room & Kitchen. Doggie door leads to fully fenced backyard with cement patio, spa, fruit trees (peach, pear and grapes). Walk to hiking trails, the park & golf course. Grocery Store, Gas & Shopping are within 5 minutes. Solar panels are seller owned. Hybrid electric hot water heater, & water softener are seller owned. Built in A/C humidifier & built in furnace air scrubber. Tinted clerestory windows in bedrooms, master shower/tub. Short term rentals allowed (buyer to verify).

225 Bell Rock Boulevard, Sedona

$799,900

3 Beds ⋅ 4 Baths ⋅ 7096841 MLS ⋅ 2,328 SqFt.

Rare opportunity to own in the esteemed Oak Shadows neighborhood as a short term rental or forever home. Priced to sell for under $350/sq ft, on a street that averages $443/sq ft! Tranquility finds new meaning amidst quiet neighbors and Sedona's legendary Red Rock Views. Blackjack Drive is perched in an elevated area, making it a stand-out location from the rest of the village, while still a quick drive to Clark's Market and minutes to the golf course. This home presents 3 bedrooms and 3.5 bathrooms, one of which is positioned as a guest-suite with its own entrance and sun room; perfect for family, hosting guests, or an Airbnb. This suite was renovated in 2022, and the whole house received a new HVAC unit in 2025. Enjoy the 2.5 car garage (park 2 cars and a golf cart) and a long driveway to accommodate additional parking. Two decks overlook the level yard and crimson red rocks beyond. The spacious layout with high ceilings and large windows bring light and joy to the living area. Ample storage available between the closets, garage, pristine shed, and a long carpeted crawlspace. A working dumbwaiter runs between the garage and kitchen! The listing price reflects the age of features and accounts for cosmetic updating a buyer may want to do. Must see in person!

130 Blackjack Drive, Sedona

$1,125,000

3 Beds ⋅ 2 Baths ⋅ 7096538 MLS ⋅ 1,799 SqFt.

Experience a rare combination of modern luxury, sustainability, and privacy in the heart of West Sedona, with the added benefit of income potential. Situated on one of the area's largest residential lots, this thoughtfully designed home offers an open floor plan, beautiful oak flooring, abundant natural light, and lush greenery that creates a peaceful, private setting. With extensive improvements, every detail has been carefully considered. Fully owned solar panels with battery backup, a high-speed Tesla charger, non-toxic interior paint, and smart home technology offer both efficiency and convenience. The beautifully landscaped grounds feature an automated irrigation system controlled from your phone, while Nest climate controls, security cameras, and smoke detect provide added peace of mind. A whole-home water softener and reverse osmosis filtration system add another level of comfort. The completely renovated garage features updated flooring, fresh paint, and modern lighting, offering flexibility for use as a garage, creative studio, or additional workspace. One of the home's most extraordinary features is a specially constructed meditation chamber extending into Sedona's natural bedrock, creating a truly unique space for reflection and relaxation. Currently operating as a short-term rental a few months out of the year, this property also presents an attractive income opportunity. Whether you're looking for a primary residence, a private Sedona getaway, or an investment property, this home offers exceptional versatility. Enjoy the tranquility of a private retreat while being just minutes from Whole Foods, shopping, dining, and Sedona's world-famous hiking trails. With no HOA, extensive upgrades, an established short-term rental use, and an exceptional West Sedona location, this is a truly unique opportunity to own a piece of Sedona.

20 Last Wagon Circle, Sedona

$1,325,000

4 Beds ⋅ 3 Baths ⋅ 7096528 MLS ⋅ 2,695 SqFt.

Cathedral Rock and Bell Rock fill the view from 3227 Calle Del Montana, with Courthouse Rock joining in at the edge of the panorama. You'll see them from the living room, kitchen, dining room, deck and primary bedroom, and they look different every hour of the day. This 4 bed / 3 bath custom home was architect designed and sits on 0.7 acres in the gated Foothills South neighborhood, backing to HOA common space and National Forest beyond. That open land behind you stays open! In a town where build-able ground keeps shrinking and red rock views drive value, a protected backdrop like this one is about as close to a sure thing as Sedona real estate gets. Inside, 2,695 square feet is laid out to make the most of those sight lines. Viga beams carry the eye across the tall ceilings and give the home its warm Southwestern character. The living room, dining room and kitchen all share the red rock views, so whoever is cooking stays part of the conversation. Head up to the loft and the view swings north to Thunder Mountain, an entirely different side of Sedona from the same house. It's a natural fit for a reading nook or an office. The primary suite wakes up to Cathedral Rock, features it's own fireplace, and showcases a tongue & groove ceiling. Walk out onto the large rear deck from the primary and experience more red rock vistas. A spacious primary bath and walk in closet A guest bedroom, guest bathroom, and loft exist on the main level, while two additional guest bedrooms, a guest bathroom and a separate living room are on the lower level. Access to the backyard is available via the lower level. The roof was replaced in 2021, which takes one of the bigger line items off a new owner's list for years to come. The two-car garage is generously sized, and the attached utility closet is a nice touch for additional storage. With 0.7 acres, there is plenty of room in the backyard for a pool with A+ red rock views. The Old Post Trail runs through the forest land behind the home and Sedona's major trail junction and network, Culture Park, is right across the street from the neighborhood's entrance. Centrally located in West Sedona, with a private and mature neighborhood feel. It will be difficult to find a better combination than what is offered with this property!

3227 Calle Del Montana --, Sedona

$699,900

3 Beds ⋅ 2 Baths ⋅ 7095116 MLS ⋅ 2,771 SqFt.

Properties like this are a needle in a haystack! Enjoy the freedom of unrestricted Sedona living with this well-maintained, light and bright 3-bedroom, 2-bath manufactured home built in 1996. Located in unincorporated Yavapai County, outside the City of Sedona limits. Beautiful dark wood laminate flooring throughout with no carpet! An additional Arizona sunroom off the laundry area offers flexible space with a fully fenced backyard perfect for pets. This is HORSE Property on the RIGHT side of Sedona out of the way of traffic with trails outside your door! This property offers no HOA and is served by a shared well. The extras truly set this property apart! A separate building features a one-car garage, while an OVERSIZED steel building with PAID-OFF rooftop solar provides exceptional versatility for storage, hobbies, equipment, or workspace. The paid-off solar system offers significant energy savings. RV owners will appreciate the hookups, including water, RV dump, and 220-volt electricity. An additional electric vehicle charger or RV electrical hookup is conveniently located in the driveway near the front porch. What more could you ask for? Horse property, no HOA, paid-off solar, versatile outbuildings, RV hookups, and room to enjoy the Sedona lifestyle! Opportunities like this are very hard to find, so don't wait to make it yours!

601 Elmersville Road, Sedona

65 Verde Valley School Road Unit E20, Sedona

$399,999

1 Beds ⋅ 1 Baths ⋅ 7094042 MLS ⋅ 798 SqFt.

Heated swimming pool, 2 Jacuzzis & tennis/pickleball courts! Spacious, upgraded & carefully maintained turn-key Sedona condo featuring a fireplace, vaulted tongue & groove ceilings, private balcony w/ mountain views & assigned covered carport parking plus abundant open parking. Life at the 10-acre Oak Creek Estados is relaxing & fun offering a newly renovated heated swimming pool, 2 updated Jacuzzis, tennis/pickleball courts, a clubhouse, Sedona red rock views & beautifully maintained lush green grounds w/ tall shade trees. Short-Term Rentals Allowed. Numerous upgrades means minimal future maintenance. The following are NEW: HVAC system, all window glass & sliding door glass, roof, Samsung washer/dryer, garbage disposal & metal security screen door. The new HVAC system runs on hot water for heating & electricity for air conditioning. Hot water for heating, as well as for sinks and bathing, is included in the monthly HOA benefits, potentially saving thousands of dollars annually. Both heating & air conditioning are connected to a central system w/ vents in every room. The condo features generously sized rooms & extensive storage throughout, including four interior closets & an additional storage closet on the private balcony. Extra storage is also available in front of the assigned covered parking space, suitable for locking bikes, gear & recreational items. Saltillo tile flooring runs throughout, w/ durable commercial-grade carpet in the bedroom, offering a timeless finish. Bright, clean blue tile countertops paired with white cabinetry create a cheerful, vacation-like vibe. Located at the rear of the complex, away from the entrance, AZ-179 & the main activity areas such as the pool, clubhouse, Jacuzzis & courts, the unit offers added privacy. The balcony overlooks mountains, a grassy area, and a lightly used driveway. Short-term rental use is permitted with a 1-day minimum rental. Mortgage is transferrable and has a ~4.35% interest rate. The condo is fully turn-key for personal living or investment purposes. Furniture, artwork, equipment, small appliances, supplies & linens are available for purchase outside of the sale contract. There are Men's and Women's Bathrooms accessible from the Swimming Pool. The Clubhouse includes a pool table, TV, couches & dining areas. Right next door to Oak Creek Estados is Sedona Art Collective, a scenic pueblo-style plaza featuring food, art, entertainment, outdoor seating & electric vehicle charging stations. Clark's Market, incredible galleries & restaurants are just across the street. Golf is available at several locations nearby. Down the road, there is easy access to amazing hiking trails and beautiful Oak Creek, where swimming holes, fishing & wonderful shady picnic spots are treasured. Come see this fantastic condo today! Seller is a licensed Realtor in the state of Arizona.

65 Verde Valley School Road Unit E20, Sedona

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Sedona Homes with VA Loan New Financing

Newest Sedona Homes with VA Loan New Financing

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