Sedona Homes with Owner May Carry New Financing

Sedona Homes with Owner May Carry New Financing

**Discover Sedona: A Jewel in Arizona's Red Rock Country**

Nestled in the heart of Arizona, Sedona is a breathtaking city renowned for its stunning red rock formations, vibrant arts scene, and tranquil energy that attracts visitors and residents alike. With its picturesque landscapes and year-round mild climate, Sedona offers an unparalleled quality of life, making it a top choice for those seeking a peaceful retreat or an adventurous lifestyle.

The charm of Sedona extends beyond its natural beauty. The city boasts a rich cultural heritage, with a thriving community of artists, galleries, and local events that celebrate the arts. Whether you’re exploring the scenic hiking trails, indulging in spa retreats, or savoring the culinary delights at local restaurants, Sedona promises a unique blend of relaxation and excitement.

For prospective homebuyers, Sedona offers a variety of real estate options, including homes with owner may carry new financing. This flexible financing option allows buyers to secure their dream home with ease, making it an attractive choice for those looking to invest in this enchanting city. With owner financing, you can enjoy the benefits of homeownership without the stringent requirements of traditional mortgages, opening the door to a wider range of possibilities.

Imagine waking up to the awe-inspiring views of the red rocks, living in a community that values both nature and creativity. Whether you’re drawn to Sedona for its spiritual energy, outdoor adventures, or artistic vibe, this city is a place where dreams can become reality. Explore the unique homes available and discover why Sedona is not just a destination, but a place to call home.

Newest Sedona Homes with Owner May Carry New Financing

$299,000
7058808 MLS
Location! Panoramic Red Rock views in every direction, this pristine 0.53-acre parcel in Sedona's exclusive Foothills South is graced with ancient native trees, shrubs & wildflowers. Natural Gas, City Sewer, Underground Electricity, Cable & Internet are all available and ready to go. Seller Financing may be available. Imagine your architectural masterpiece and quiet retreat in one of the most beautiful locations on Earth boasting sweeping red rock views, perfect climate & fresh, clean, pine-scented air. Foothills South is a gated, luxury, private subdivision surrounded on two sides by the spectacular & diverse Coconino National Forest where wildlife & the beauty of nature abound. Forest Service trail access is just ½-block SW of the property and leads to endless hiking & mt biking trails. The breathtaking, world-renowned beauty of Sedona is captured perfectly on this unique parcel, where peace & beauty endure, yet you are conveniently close to fine dining, shopping & City of Sedona amenities. There is no constraint on build time, so buy now and manifest your dream home later. This gorgeous parcel is a rare find as most lots in Foothills South are already developed with opulent homes in a variety of architectural styles. Prices of sold homes in the past 2 years ranged from $1,299,000 to $4,040,000. Minimum square footage required is 2,200 sf. The native trees & lush vegetation on the property are considered part of a remnant chaparral ecosystem, leftover from when Sedona was a great, shallow ocean 330 million years ago. You can still find seashells on the limestone ledges & in the red soil. This is a Once-In-A-Lifetime Opportunity to enjoy vast Sedona red rock views from your custom retreat for decades to come. Plan your private tour today.

163 El Camino Real -- Unit -, Sedona
$635,000
3 Beds ⋅ 2 Baths ⋅ 7051022 MLS ⋅ 1,366 SqFt.
Adorable and affordable. 35 Willow Way is a flexible single-level home with real income potential. This 3-bed, 2-bath layout splits easily: live in the 2-bed, 1-bath side and rent out the attached1 bed 1 bath mini apartment, which has its own entrance, kitchenette, heating, cooling, and fenced yard. BRAND NEW ROOF July 2026. Currently a successful vacation rental, so the possibilities are wide open. Relax on the covered porch and soak up famous red rock views, plus enjoy three fenced yards shaded by mature trees. No HOA here. Whole Foods, art galleries, and great restaurants sit right around the corner, with world-class hiking trails minutes away. Live your dream life here and rent a portion of your space to help pay the mortgage.

35 Willow Way, Sedona
$550,000
3 Beds ⋅ 3 Baths ⋅ 7045241 MLS ⋅ 1,541 SqFt.
Move-in ready and beautifully updated, this 3-bedroom, 3-bath townhome is ideally located in the heart of West Sedona, offering convenience to shopping, dining, hiking trails, and all the amenities Sedona is known for. Step inside to soaring cathedral ceilings and a light-filled open floor plan that creates a spacious and welcoming atmosphere. The remodeled kitchen features stylish new cabinetry, attractive countertops, and stainless steel appliances, while new wood-look laminate flooring flows throughout the home. Enjoy cozy evenings by the gas fireplace or relax outdoors on the private, fully fenced patio. Elegant wood shutters add warmth and character throughout. The spacious primary suite offers its own private balcony, along with a luxurious bath featuring dual sinks and a separate soaking tub and shower. The flexible floor plan includes two bedrooms upstairs and one bedroom on the main level--ideal for guests, a home office, or multi-generational living. Additional peace of mind comes with a newer HVAC system, and water heater. Owner financing may be available with 30% down, providing a unique opportunity for qualified buyers. HOA covers water, trash, clubhouse and pool.

1320 Vista Montana Road Unit 45, Sedona
$2,388,000
4 Beds ⋅ 4 Baths ⋅ 7038533 MLS ⋅ 3,084 SqFt.
Nestled within Sedona's prestigious Cross Creek Ranch, 10 Amber Cliffs Way is a contemporary desert sanctuary where architecture and nature exist in perfect harmony. Surrounded by panoramic red rock vistas and framed by sweeping views of Cathedral Rock, this custom-built residence offers sophisticated indoor-outdoor living, exceptional craftsmanship, and serene privacy on over two acres. Designed with enduring materials and thoughtful flexibility, the home combines modern luxury, energy-efficient construction, and a profound connection to the natural beauty that makes Sedona one of the Southwest's most coveted destinations. Located in a gated enclave bordering Red Rock State Park and near Oak Creek, the property offers exceptional privacy, direct access to nature trails, and a peaceful environment away from Sedona's tourist traffic. The community is known for its meadows, sycamore and cottonwood groves, historic irrigation channels, and easy access to both Sedona and Phoenix.

10 Amber Cliffs Way, Sedona
$549,000
7030977 MLS
Panoramic Cathedral Rock View Lot in Coveted Mystic Heights. Bring your architectural vision to one of Sedona's most exclusive gated enclaves. This premium home site in Mystic Heights offers the ultimate canvas for a custom luxury estate, boasting soaring, unobstructed Red Rock views. Wake up to perfectly framed, iconic vistas of Cathedral Rock from your future master suite.The property features a gentle slope. Enjoy total seclusion and unmatched privacy, while staying just minutes from the waters of Oak Creek, world-class hiking trails, and two stunning State Parks. Land in Sedona is finite--do not miss this rare opportunity to own a private slice of heaven among the red rocks.

7 Peak Point Court Unit 25, Sedona
$1,250,000
4 Beds ⋅ 3 Baths ⋅ 7026436 MLS ⋅ 3,890 SqFt.
Stunning Sedona Sanctuary! This expansive home of 3,890 SF features 2 lavish owner's suites, 2 generous guest rooms, 2 bonus rooms, two living rooms with fireplaces, a separate entrance from each level offering flexibility for families, guests or multi-generational living or as an investment property. An inviting gourmet kitchen with new stainless steel appliances is a chef's delight, and designed for memorable gatherings. Soaring 9ft ceilings, and 8ft hardwood solid doors, hunter ceiling fans, hardwood floors, wood blinds and pleated shades add warmth and elegance to every room. Step outside to 3 separate patios to soak in the scenery or start your evening walk from your door step. New roof in 2025, new interior and exterior paint, new Clopay 18'x8 oversized garage door. STR permitted

560 Concho Drive, Sedona
$549,000
7020445 MLS
Sky Ridge Estates is Sedona's newest luxury resort community in the heart of Sedona. Very secluded with amazing 270-degree views! One of the largest lots .81 ac. in the subdivision. The road and all underground utilities are to be completed by 10/2026. Short walk to new town square/city park and museum, Tlaquepaque, high-end shopping and dining, Los Abrigados Spa resort, restaurants, gym, lit tennis and pickleball courts, and Oak Creek front park available for membership. This is a residence club lot, meaning it is within a gated, secure subdivision with an adjoining clubhouse, an anti-aging medspa, and amenities, offering property management, room service, and 5-star management, with 24-hour security (not Airbnb). Very quiet and secluded, yet in the heart of Sedona, with a 10 walkability score. Below-Market Pricing: Secure your slice of paradise with lots starting at just $549,000. Only 7 lots remaining Build Your Dream: Choose our innovative, eco-friendly landscape homes featuring rustic contemporary design, metal accents, and ceiling-to-floor glass, crafted for efficiency and elegance. Unparalleled Views, Privacy, very quiet & secluded: 19 Exclusive Lots: Each lot, ranging from half to three-quarters of an acre, offers breathtaking panoramic views along a serene ridge down and through a hidden canyon. Investment & Lifestyle Flexibility: Residence club Luxury Living Redefined: Sky Ridge Estates isn't just a place to live; it's a lifestyle. This 5-star resort community offers: *Private Club & Fine Dining (room service): Experience culinary delights without leaving the comfort of your community. *Wellness & Leisure: State-of-the-art anti-aging spa, fully-equipped gym, yoga studio, indoor climate-controlled pickleball court, and a golf simulator. *Concierge & Transport: Enjoy the convenience of concierge services, a Mercedes limo van for all your travel needs, and 24-hour security guard and cameras. *Resort-Style Property Management: Travel a lot? 2nd Home? On-site property management is available. *Infrastructure is underway, and roads and utilities are being installed. The clubhouse and gate are pending approval. Collaborate with our top architect and builder to bring your vision to life. Contact us for more details on this unique opportunity. Look under photos and website for home renderings and drone footage of each lot. Don't miss out on this chance to invest in a lifestyle of luxury and tranquility at Sky Ridge Estates. *Clubhouse is not part of the subdivision but adjoins it and gates are pending plan approval. Most recently sold lot comp lots in residence clubs); 1.)60 Indian head lane .54 acre lot 1/15/2024 sold for 1,250,000. 2.)170 HIDDEN MEADOW DR 7, 1.3-acre lot 3/26/2025 sold for 3,100,000 3.)75 PASEO DEL INEZ 7; 81-acre lot 1/13/2026 sold for 1,350,000

2 Sky Ridge Court Unit 2, Sedona
$880,000
7016956 MLS
Luxury Red Rock Estate in Sedona Discover unparalleled beauty on this 4.58-acre gated estate, surrounded by red rock views from every angle. Wake to breathtaking vistas of Bell Rock, Court House Butte, and Lee Mountain--an exclusive setting among Sedona's premier residences. Architectural plans for a custom retreat designed to blend seamlessly into the stunning red rock formation are included, or choose your own site within the expansive land. The property features detailed drawings, septic systems, and permits, all conveying with the land. This is a rare opportunity to own a private, luxurious sanctuary amid Sedona's majestic landscape--where tranquility, privacy, and natural beauty converge.

55 Canyon Ridge Trail Unit -, Sedona
$269,000
6998034 MLS
Commanding red rock views from this elevated building site with incredible 360 degree red rock views that's also overlooking the rushing waters of Oak Creek and its massive Sycamore and Cottonwood trees. Unique/highly sought after location has secluded end of the road privacy, yet only a block to National Forest trails and a few minutes from West Sedona or the Village of Oak Creek. Build your dream house at your own pace - choose to build now or wait until you're ready to start construction in the coming months/years. No time requirement to build. No HOA oversight means you'll only need to comply with city building code and there's no restriction on rentals. Possible Seller financing available.

551 Elysian Drive Unit ., Sedona
$23,000,000
8 Beds ⋅ 9 Baths ⋅ 6963201 MLS ⋅ 13,591 SqFt.
18 ACRES in Uptown Sedona! Don't miss out on the chance to own this iconic Sedona landmark in the heart of Sedona, just a few minutes walk from Tlaquepaque. Endless possibilities await with this versatile multi-use MASSIVE property with breathtaking views of the Red Rock...in the past, it was a spiritual Life Center, and at one time, there were plans to turn it into a resort. Comprising 6 distinct parcels, this property features three adjacent lots along Oak Creek and two huge hillside lots.

333 Schnebly Hill Road, Sedona
$350,000
6963005 MLS
Multi-lot purchase discount available, This lush property is one of the rarest residential lots in the world with amazing views of Cathedral Rock. Enjoying your own irrigation rights available through the Red Rock Ditch Association is a rare amenity for this piece of PARADISE. Here's your opportunity to create an amazing custom estate. There's no HOA, it's outside of city limits and has so much potential. You'll definitely want to come walk it and take a look for yourself. Brand new paved road awaits the arrival of your newly built Sanctuary/DREAM HOME come TRUE! Take advantage of this spacious lot as they are rarely available.

3155 Red Rock Loop Road Unit 2, Sedona
$350,000
6963004 MLS
Multi-lot purchase discount available, This lush property is one of the rarest residential lots in the world with amazing views of Cathedral Rock. Enjoying your own irrigation rights available through the Red Rock Ditch Association is a rare amenity for this piece of PARADISE. Here's your opportunity to create an amazing custom estate. There's no HOA, it's outside of city limits and has so much potential. You'll definitely want to come walk it and take a look for yourself. Brand new paved road awaits the arrival of your newly built Sanctuary/DREAM HOME come TRUE! Take advantage of this spacious lot as they are rarely available.

3155 Red Rock Loop Road Unit 1, Sedona
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