Sedona Homes with Conventional New Financing

Sedona Homes with Conventional New Financing

Welcome to Sedona, Arizona—a breathtaking jewel nestled in the heart of the Red Rock Country. Renowned for its stunning landscapes, vibrant arts scene, and spiritual wellness, Sedona offers a unique blend of natural beauty and cultural richness that captivates residents and visitors alike. With its iconic red sandstone formations, Sedona is not just a feast for the eyes; it's a haven for outdoor enthusiasts, offering an array of hiking, biking, and rock-climbing opportunities. The vibrant downtown area is filled with charming boutiques, art galleries, and delightful dining options, creating a warm, welcoming atmosphere that embodies the spirit of community.

For those considering a move to this enchanting city, now is an ideal time to explore the range of homes available with conventional new financing options. Whether you’re seeking a cozy retreat or a luxurious estate, Sedona’s real estate market caters to various tastes and budgets. With the support of conventional financing, potential homeowners can easily navigate the purchasing process, making their dream of living amidst Sedona’s stunning landscapes a reality.

Imagine waking up to panoramic views of the majestic red rocks, or enjoying evening sunsets that paint the sky in vibrant hues. Each home in Sedona offers a unique opportunity to embrace a lifestyle that harmonizes with nature while enjoying the comforts of modern living. Don’t miss your chance to be part of this extraordinary community—explore the homes available in Sedona today and discover the perfect place to call your own!

Newest Sedona Homes with Conventional New Financing

$465,000
2 Beds ⋅ 2 Baths ⋅ 7081911 MLS ⋅ 1,109 SqFt.
Welcome to easy Sedona living in the heart of the Village of Oak Creek! This inviting 2-bedroom, 2-bath Nizhoni townhome offers 1,109 square feet, red rock views from both bedrooms, an open and airy floor plan, vaulted ceilings, and a cozy fireplace--all conveniently located near restaurants, coffee shops, groceries, shopping, and the many recreational opportunities Sedona has to offer. The current owners have made significant improvements, giving the next owner added comfort and peace of mind. The primary bathroom was remodeled in November 2025, new carpet was installed on the stairs and throughout the upstairs in November 2025, and a new electric water heater was added the same month. A new Carrier two-stage heat pump HVAC system, complete with thermostat, was installed in September 2025 Step outside to the patio and enjoy the peaceful setting and surrounding red rock beauty. The HOA adds to the low-maintenance lifestyle by covering roof repairs and replacement, exterior building maintenance, front yard and grounds maintenance, street maintenance, trash removal, and community insurance. A fenced RV storage area is also available for an additional fee. With major updates already completed, red rock views, a convenient Village of Oak Creek location, and many exterior maintenance responsibilities handled through the HOA, this property is ready for its next owner to make it their own. Whether you're looking for a full-time Sedona residence or a lock-and-leave getaway, this Village of Oak Creek home is one you'll want to see.

165 Verde Valley School Road Unit 2, Sedona
$569,000
2 Beds ⋅ 2 Baths ⋅ 7081769 MLS ⋅ 2,040 SqFt.
Spacious, comfortable, and ready to enjoy, this 2-bedroom, 2-bath home in Harmony Hills offers 2,040 sq ft of thoughtfully designed living space. The open, inviting floor plan provides plenty of room to spread out, with an additional office/den space featuring a built-in desk and shelving--ideal for working from home, hobbies, or a quiet retreat. Cabinets in the dining area add character as well as convenient storage. The kitchen offers abundant cabinetry, generous counter space, and a pantry, providing plenty of room for everyday living and entertaining. Recent updates include refreshed bathrooms and new laminate flooring throughout the home, creating a clean, cohesive look. Outdoor living is equally inviting, with a large covered front porch that provides a comfortable setting for morning coffee, afternoon relaxation, or gathering with friends. The private backyard offers additional space to enjoy the beautiful Sedona surroundings, with side views of Thunder Mountain. A detached 2-car garage provides valuable parking and storage. The owners have also developed plans for a potential casita and are happy to share those plans with the buyer, should they be of interest. The property has been enjoyed by the owners as a part-time residence and has also provided rental income when not in use, offering flexibility for a variety of buyers. Whether you are looking for a personal retreat, a second home, or a property with rental potential, this home is ready to be enjoyed from day one. Most furnishings convey with the sale, providing the added convenience of a furnished home for personal use or rental. Please see the list of excluded furnishings for details. Located in Harmony Hills, the home is within walking distance of shopping, restaurants, trails, and other amenities. With generous interior living space, comfortable indoor and outdoor gathering areas, a 2-car garage, and the flexibility for personal use or rental, this property offers an opportunity to enjoy more of the Sedona lifestyle with room to make it your own.

155 Stardust Lane, Sedona
$1,100,000
2 Beds ⋅ 3 Baths ⋅ 7081670 MLS ⋅ 2,249 SqFt.
Beautifully located in one of the most desirable & convenient locations in Sedona; this well cared for, move in ready home has 2 en-suite bedrooms plus office/studio (could be a 3rd bedroom), a powder room and 2249 square feet of modern living. Beautiful northern red rock views from dining, kitchen, living room & primary bedroom. Step outside and you'll find two private covered patios also with red rock views. Custom window coverings throughout. Situated on a high ridge with professional landscaping designed for maximum privacy. Attached two car garage with tons of storage space. High efficiency HVAC & Nest thermostat help keep the electric bills low. This is a great opportunity for someone looking for a well maintained West Sedona home with big views and exceptional privacy. This home is

3445 Navoti Drive, Sedona
$798,000
3 Beds ⋅ 4 Baths ⋅ 7081591 MLS ⋅ 2,369 SqFt.
Welcome to 20 Colinas, located in the desirable Cachet at Las Piedra community, where comfort, style, and the best of Sedona living come together. This spacious, beautifully maintained townhome features two primary suites - one on the main level and another upstairs - plus a versatile loft ideal for an office or additional living space. Thoughtful upgrades make this turnkey property well suited for a full-time residence, second home, or lock-and-leave getaway. Each bedroom includes a private full bath, while an additional powder room serves the main level. The inviting interior blends Southwestern warmth with comfortable, open living spaces designed for relaxing and entertaining. Enjoy Sedona natural beauty from the private back patio or upstairs balcony - both perfect for peaceful.

20 Colinas --, Sedona
$3,750,000
5 Beds ⋅ 3 Baths ⋅ 7081013 MLS ⋅ 4,200 SqFt.
The views stop you mid-sentence. A full, uninterrupted, front-row seat to Sedona's most iconic red rock panoramas framed exactly the way they should be: wide, open, & impossible to replicate. This is what a true ''10'' looks like. Architecture That Finally Matches the Setting Mid-century modern, reimagined with intent. Taken to the studs & rebuilt with precision, the home now lives the way Sedona demands: clean lines, volume, and glass in all the right places. A 16-foot wall of sliding glass disappears, & suddenly the line between inside & out is gone. Living room, deck, red rocks: it all becomes one continuous experience. A Kitchen That Understands Its Role: This isn't where you cook: It's where people gather & stay longer than they planned. Custom Crystal cabinetry. Gaggenau everything A 5x10 island that anchors the space without blocking what matters: the view line to Snoopy Rock and beyond.Even the storage is thoughtful. Pullouts, hidden systems, appliance garage. It's all there, quietly doing its job. Glass, Light, and Perspective Walls were removed. Ceilings raised. Windows repositioned. Not for the sake of remodeling but for architectural balance and sightlines that make sense. The dining room doesn't just connect to the kitchen now. It connects to Sedona. Floor-to-ceiling glass turns every meal into something cinematic, backed by a 200-bottle glass wine display that feels more gallery than storage. The Primary Suite: Private, Elevated, Intentional. Vaulted ceilings. A 12-foot slider opening to the outdoors. Light where you want it, blackout where you don't. And then the bath: 11 feet of floating vanity, a statement quartzite wall, dual-entry glass shower, soaking tub positioned exactly where it should be. The Sanctuary: A separate, purpose-built space for what most homes ignore. Yoga. Meditation. Or nothing at all. Framed views of Coffee Pot Rock, private access, and a full indoor sauna. It's quiet in a way that's hard to explain until you're in it. Lower Level That Actually Lives Well. Guest suite with private entrance. Gym or flex space with its own beverage station. Office with separate access for real work, not "work from the couch." Everything here has a use. And of course an elevator. Outdoor Living That Competes With the Interior. Multiple decks. Flagstone patios. Gas fireplace. Hot tub. Lighting designed for evenings, not just function. And everywhere you sit, the same thing happens: your eye goes straight to the red rocks. The Work You Don't See: New electrical. New plumbing. Rebuilt HVAC. Reengineered drainage. Smart systems. Tankless water heater. EV-ready. This wasn't a cosmetic flip. It was a full-scale reconstruction with long-term thinking behind it. The Bottom Line: In a market full of "almost," this one doesn't compromise. Views: Elite. Design: Intentional. Execution: Thorough. And that combination? Rare. Own Rare!

180 Rim Shadows Drive, Sedona
$549,800
3 Beds ⋅ 2 Baths ⋅ 7080960 MLS ⋅ 1,411 SqFt.
WEST SEDONA: Turnkey, No HOA, Red Rock Views! Everyone says they want Sedona. Almost nobody gets to own it without an HOA, a hassle, or a million-dollar price tag. Single-level. 3 bed, 2 bath. Epic Red Rock views from the front AND back decks: coffee out front, wine out back. Fully fenced yard for the dogs. Parking for your toys. Walk out your front door and head to hiking trails: no car, no parking pass and it's a proven, active vacation rental. Fully furnished, 100% turnkey. Close, own, earn. Three buyers win at this price: INVESTOR: The calendar's already full. You're buying a business with a deed. SECOND HOME: Lock and leave. Your Sedona basecamp is ready day one. PRIMARY: Single level, real yard, real parking, nobody telling you what color to paint your door. Try finding that under $550K here! West Sedona, furnished, with views and no HOA? These don't sit. You can scroll the photos all day. Or you can own it.

2620 Thunder Mountain Road, Sedona
$785,000
4 Beds ⋅ 2 Baths ⋅ 7080905 MLS ⋅ 1,838 SqFt.
Welcome to this inviting 4-bedroom, 2-bath West Sedona home, ideally situated on a spacious .28-acre lot. Conveniently located near shopping, dining, trails, and everyday amenities, this home offers comfort, character, and an ideal Sedona lifestyle. Inside, enjoy tile and laminate flooring, a cozy wood-burning fireplace, and all appliances included. A recently installed shingle roof adds peace of mind. Outside, mature landscaping, a covered paver patio, and a paver-stone circular driveway enhance the setting. The detached 2-car garage is tucked behind the home with access from the Canyon Wren cul-de-sac, offering added privacy and functionality. Priced to sell, this West Sedona home offers an exceptional combination of space, location, and value.

55 Thunderbird Drive, Sedona
$1,795,000
3 Beds ⋅ 4 Baths ⋅ 7080713 MLS ⋅ 2,944 SqFt.
MUST SEE! Imagine your private retreat bordering Nat'l Forest on 3 sides, endless trails, spectacular red-rock views. Up a private drive on 1.92 acres, quality stunning custom one story home, craftsmanship, luxury, comfort & livability. Walls of glass, open & spacious, skylights and solar tubes, chefs dream kitchen, natural cherry cabinets, granite countertops, wine cooler built into huge stacked-stone red-rock wall with wbfp. 2+2 baths, 3 Bdrms,walk-in closets, Birdseye Maple cabinetry, Jacuzzi tub & steam shower. Tiered ceilings w/LED starlight effect, infinity door with elec screen & shade. Furnace and/or heated travertine flrs. metal roof, 56 solar panels, tankless H2O heater. Walled front yd, elec gate, iron front drs, storage. Studio/office/casita. Stone & metal artwork, RV parking

40 Wanderings End Lane, Sedona
$689,000
3 Beds ⋅ 2 Baths ⋅ 7080628 MLS ⋅ 1,519 SqFt.
Welcome to 60 Rim Trail Drive, a beautifully refreshed 3-bedroom, 2-bathroom single-story retreat in Sedona's desirable Village of Oak Creek. This 1,519-square-foot home seamlessly blends contemporary Southwestern charm with a suite of valuable recent upgrades, including brand-new premium tile flooring, stylishly updated master vanities, and a new high-efficiency washer and dryer. Combining modern aesthetics with long-term peace of mind, the property also boasts fresh exterior paint and a new water heater installed in 2022. Step inside to experience an abundance of natural light and vaulted ceilings, or head out to the fully fenced backyard to take in spectacular, direct views of Castle Rock. Situated on a peaceful 0.3-acre lot complete with a 2-car attached garage, this move-in-ready gem places you just moments from championship golf, local dining, and iconic red rock hiking trails

60 Rim Trail Drive, Sedona
$610,000
2 Beds ⋅ 2 Baths ⋅ 7080223 MLS ⋅ 1,633 SqFt.
Welcome to 190 Rimrock Ride, where comfortable Sedona living meets Red rock surroundings. Located in the Village of Oak Creek, this spacious 2 bedroom 2 bathroom home offers 1633 sq ft of living space witha functional easy flowing floorplan. View of the Red Rocks and a large backyard. Close to restaurants and Clarks super market. Long term tenant in property.

190 Rimrock Ride --, Sedona
$499,950
2 Beds ⋅ 2 Baths ⋅ 7080211 MLS ⋅ 1,068 SqFt.
Excellent 2-bedroom with 2-bathroom unit. This gated community known as Canyon Mesa CC is highly respected and beautifully maintained. The unit is also a successful Short-term Rental. The HOA dues include golf, pool, tennis courts, pickleball, trash pickup, exterior maintenance and landscaping. Located conveniently in the Village of Oak Creek, Sedona, close to restaurants, shops, 3 golf courses, hiking, and biking trails. Very nice unit with outdoor patios in the front and back. This unit is ideal to use as a short-term rental with strong financials. It is being sold fully furnished, making it a turnkey property. The home also has a garage. Easy to show.

64 Padre Drive, Sedona
$699,999
3 Beds ⋅ 3 Baths ⋅ 7079976 MLS ⋅ 2,096 SqFt.
Updated and move-in ready 3-bedroom, 2-bath home in Sedona, AZ, featuring updated flooring and a bright, inviting interior. This comfortable home offers a functional layout with spacious living areas, a well-appointed kitchen, and generously sized bedrooms ideal for family, guests, or a home office. The primary suite provides a relaxing retreat with a private bath for added convenience. A 2-car garage offers secure parking and additional storage space. Enjoy the beauty and lifestyle of Sedona with convenient access to scenic views, outdoor recreation, shopping, dining, and local attractions. This home offers comfort, style, and an ideal Arizona getaway.

33 Monterey Circle, Sedona
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