Sedona Homes with Cash to Loan New Financing

Sedona Homes with Cash to Loan New Financing

Welcome to Sedona, Arizona – a breathtaking oasis renowned for its stunning red rock formations, vibrant arts scene, and spiritual energy. Nestled in the heart of Northern Arizona, Sedona is not just a destination; it’s a lifestyle that embraces nature, adventure, and community. With its picturesque landscapes and a mild climate, Sedona attracts outdoor enthusiasts year-round, offering a plethora of hiking, biking, and rock climbing opportunities. The charming downtown area boasts an array of art galleries, unique shops, and delightful eateries, making it a hub of creativity and culture.

For those considering a move to this enchanting city, Sedona’s real estate market offers a diverse range of homes that cater to various tastes and budgets. Whether you’re seeking a cozy adobe-style cottage or a luxurious contemporary retreat with panoramic views, Sedona has something for everyone. With the availability of cash to loan new financing options, purchasing your dream home has never been more accessible. This financing flexibility allows buyers to secure their ideal property while enjoying competitive interest rates and favorable terms.

Imagine waking up each day to the awe-inspiring beauty of Sedona’s red rocks and having the freedom to explore its scenic trails right outside your door. Investing in a home here means more than just acquiring property; it’s about embracing a lifestyle filled with adventure, tranquility, and community spirit. Discover the magic of Sedona and let us help you find the perfect home to create your own personal sanctuary in this captivating corner of Arizona. Your dream home awaits!

Newest Sedona Homes with Cash to Loan New Financing

$899,000
3 Beds ⋅ 2 Baths ⋅ 7061312 MLS ⋅ 1,733 SqFt.
A special opportunity is now available in Sedona! This exceptional home is nestled on a large .42 acre lot with mature trees and backing onto open space for tons of privacy. The kitchen offers gorgeous Valhalla Granite countertops with crisp white cabinetry. The bright, open, inviting layout with an island and breakfast bar makes entertaining effortless. Gaze upon red rock beauty during the day and the celestial sky at night. Lovingly maintained as a vacation home with a proven track record as a successful short-term rental, this property offers exceptional versatility. The primary suite has red rock views, dual vanities, an elegant walk-in shower, and ample closet space. Only a couple of blocks to golf, tennis/pickle courts, restaurant, and park. Move right in to this Sedona paradise.

1185 Bell Rock Boulevard, Sedona
$1,849,000
2 Beds ⋅ 3 Baths ⋅ 7061275 MLS ⋅ 2,554 SqFt.
ONE OF A KIND HOME IN STUNNING LOCATION! JAW DROPPING VIEWS !BORDERS NATIONAL FOREST IN BROKEN ARROW VISTA. NO HOA!MID CENTURY MODERN ARCHITECTURAL GEM!. ORIGINAL OWNERS OF 40 YRS HIRED SANTA MONICA ARCHITECT W/FRANK LLOYD WRIGHT INFLUENCE. ARTISANS DETAIL THROUGHOUT! LR W/VIEWS & WOOD BURNING FP. DR W/BUILT IN BUFFET. CHARMING KITCHEN W/CUSTOM STAINED GLASS , CORK FLRS ,GLASS ATRIUM , BAY WINDOW VIEWS OF NATURE. LG PANTRY. 1/2 BATH OFF KITCHEN.2 LG BRMS! PRIMARY W/VIEWS;GAS FP; MOSAIC TILED SHOWER & TUB. GUEST BATH W/SAME TILE WORK.HUGE LIBRARY/OFFICE ;PARQUET FLOORS,GAS FP. WET BAR; 2 CG W/TONS OF STORAGE PLUS A SPACIOUS (& SERIOUS) WORKSHOP! ZEN POND W/SEATING ~WOOD BURNING KIVA PIZZA OVEN & SUNDIAL.One of kind, CIRCULAR Garden with roses &/or flowers .HIKE/BIKE RIGHT OUT YOUR door!

505 E Morgan Road, Sedona
$2,995,000
3 Beds ⋅ 3 Baths ⋅ 7061116 MLS ⋅ 3,682 SqFt.
Backing directly to National Forest at the quiet end of Jordan Park, this distinctive home draws inspiration from Mary Colter's iconic Watchtower. Thoughtfully designed by Design Group and expertly built by Randy Toogood, the residence features a significant amount of imported stone, showcased in the dramatic circular entrance and handcrafted fireplaces. A welcoming front staircase leads into a warm and inviting entry, where expansive floor-to-ceiling windows immediately frame breathtaking views of Wilson Mountain, Sail Rock, and Steamboat Rock--you are fully immersed in the landscape. Nearly every room captures a unique perspective of the surrounding natural beauty. Please see additional remarks. Table height fireplace in dining is a true delight as is the Chef's kitchen. The library, complemented by an adjacent office or potting room, offers a particularly enchanting vantage point. In the evening, the setting sun casts a vibrant glow across the red rocks of the Mogollon Rim, creating a stunning "magic hour" experience that transforms the space. This home offers a rare sense of privacy, tranquility, and seclusion--an exceptional sanctuary set within one of Sedona's most inspiring natural settings.

45 Steamboat Trail, Sedona
$1,300,000
4 Beds ⋅ 3 Baths ⋅ 7061030 MLS ⋅ 2,751 SqFt.
Resort Style Living. Set on a private, terraced parcel with sweeping red rock views from nearly every room, this home offers 4 bedrooms 3 bathrooms and has been beautifully updated. The gourmet kitchen shines, the living room centers around a glass rock fireplace, and the formal dining room is wrapped in windows overlooking the pack patio and pool. A red rock facing office makes working from home feel like a getaway. Both master suites open to the patio and pool, with the primary offering standout views and a glass block, multi-jet shower. The saltwater pool delivers spa jets, underwater lighting, fountain spray, and a built-in wave machine. A wraparound deck and lighted garden path lead to a fenced back yard. Seller will sale fully furnished. No STR. Minimum rental term is 30 days.

185 Deer Pass Drive, Sedona
$2,350,000
4 Beds ⋅ 4 Baths ⋅ 7060946 MLS ⋅ 4,730 SqFt.
Perched on an elevated lot in the prestigious Thunder Mountain Ranch subdivision for an ideal West Sedona location, this modern Southwest design home will take your breath away. The never-ending Red Rock views from both levels, sparkling pool, tiered spa with built in gas firepit, a wrap around deck, plus a built in outdoor BBQ- the outdoor living is simply at another level. There are four bedrooms in this home plus a library currently used as a bedroom-this room has a relaxation deck plus its own patio. A split floorplan with a gorgeous Great Room off the open kitchen offers plenty of room to spread out for entertaining. Both an upper and a lower living room offer perfect privacy for guests and family, with an extended length driveway and a three car garage for ample parking. Thunder Mountain Ranch has its own hiking trailhead nestled within the community, leading up to Thunder Mountain Trail & Lower Chimney Rock Trail, plus it leads to Sugarloaf Trail via Teacup and Andante Trail links. Location of this property is ideal with grocery stores, coffee shops, restaurants, gyms, banks, and stores all located within a two mile radius. The City of Sedona multi-use paths winding in and around the neighborhood make dog walking, biking, and enjoying the beautiful Sedona scenery a breeze.

35 Mustang Road, Sedona
$849,000
4 Beds ⋅ 3 Baths ⋅ 7060030 MLS ⋅ 2,960 SqFt.
Tucked away on a quiet cul-de-sac and backing to a scenic red rock wash, this spacious 4-BR, 3-BA home offers privacy, stunning red rock views, and no rear neighbors. The main level features a bright, modern eat-in kitchen, an open dining area, and a generous great room designed for effortless entertaining. 3 BR and 2 BA provide comfortable everyday living. The lower level offers its own private entrance and patio, creating an ideal space for multi-generational living, in-laws, or guests. An add'l flexible room is perfect as a media room, playroom, home office, or fitness space. Complete with a 2-car garage and access to community amenities including a pool and recreation area, this home is ideally located. Experience the perfect blend of comfort, privacy, and the Sedona lifestyle.

60 Rose Mountain Court, Sedona
$1,400,000
3 Beds ⋅ 5 Baths ⋅ 7059915 MLS ⋅ 3,413 SqFt.
Nestled in the coveted, socially active Mystic Hills subdivision, this exceptional residence captures majestic views of Cathedral Rock and Elephant Butte. Just a short stroll from the community clubhouse, residents enjoy resort-style amenities including a pool, hot tub, fitness facility, saunas, and lighted tennis and pickleball courts. Designed to showcase Sedona's distinctive architectural character, the home features exquisite peeled-log vigas and handcrafted latilla ceilings. The gourmet chef's kitchen is appointed with professional-grade appliances, while the expansive primary suite provides a luxurious private retreat. The lower level includes a wet bar and full bath, providing outstanding flexibility for in-law or guest accommodations. The oversized garage includes a convenient Nestled in the coveted, socially active Mystic Hills subdivision, this exceptional residence captures majestic views of Cathedral Rock and Elephant Butte. Just a short stroll from the community clubhouse, residents enjoy resort-style amenities including a pool, hot tub, fitness facility, saunas, and lighted tennis and pickleball courts. Designed to showcase Sedona's distinctive architectural character, the home features exquisite peeled-log vigas and handcrafted latilla ceilings. The gourmet chef's kitchen is appointed with professional-grade appliances, while the expansive primary suite provides a luxurious private retreat. The lower level includes a wet bar and full bath, providing outstanding flexibility for in-law or guest accommodations. The oversized garage includes a convenient half bath and offers abundant space for an art studio, workshop, or hobby area. A dumbwaiter and the potential for future elevator installation further enhance the home's convenience and long-term livability. Ideally situated between West Sedona, Uptown, and the Village of Oak Creek, the home's central location places shopping, dining, galleries, golf, and everyday conveniences just minutes away. Outdoor enthusiasts will appreciate immediate access to the Mystic Trail network, offering some of Sedona's most scenic hiking and biking right from the neighborhood. Offered As Is, the property includes a foundation assessment and repair estimates available for buyer review. This is a rare opportunity to customize an architecturally distinctive home with breathtaking red rock views in one of Sedona's most sought-after communities. Some furnishings may convey.

114 E Mallard Drive, Sedona
$597,000
3 Beds ⋅ 2 Baths ⋅ 7058881 MLS ⋅ 1,760 SqFt.
Beautifully remodeled single-level townhome nestled in a lush park-like setting surrounded by mature trees and beautiful greenery. This move-in-ready home offers 2 bedrooms plus a spacious den that can easily serve as a 3rd bedroom with a closet, providing exceptional flexibility for guests, an office, hobby room, or fitness space. Gorgeous natural wood ceilings highlight the great room and kitchen, while the remodeled kitchen, designer wood-look tile flooring, new oak cabinetry, Andersen windows and doors, newer HVAC, wood-burning fireplace, updated lighting, fresh interior and exterior paint, 2-car garage, private gated courtyard, and enclosed rear patio complete this exceptional property. Turnkey furnishings available separately for $10,000. Community pool, hot tub, pickleball & tennis! Permits and licensed contractors used during huge remodel project. Enjoy the ease of low-maintenance living in one of the Village of Oak Creek's most desirable townhome communities. One of the largest townhomes in Sundance, this beautifully remodeled single-level residence is an excellent choice for a full-time residence or lock-and-leave second home. The enclosed Arizona Room was remodeled with a full HVAC system and may not be reflected in county records. Buyers are encouraged to verify square footage and room dimensions with an appraiser if exact measurements are important. Turnkey furniture package available for $10,000, including most furnishings, artwork, housewares, rugs, linens, and bedding, making it easy to begin enjoying the Sedona lifestyle immediately. Sundance HOA dues are $1,500 per quarter and include private roads, front and rear landscaping, roof maintenance, exterior building maintenance and painting, gutter cleanout, septic system maintenance, trash service, community pool, heated spa, and common area maintenance. Village of Oak Creek Association (VOCA) dues are $360 annually and provide reduced golf fees, pickleball, tennis, and neighborhood park amenities. Quiet community - no short-term rentals are permitted. Sundance requires a minimum six (6) month lease, preserving the quiet residential character of the community. Square footage in county is incorrect. AZ outdoor room was fully permitted and enclosed with HVAC and closets. Buyer to verify square footage.

55 Cathedral Rock Drive Unit 13, Sedona
$299,000
7058808 MLS
Location! Panoramic Red Rock views in every direction, this pristine 0.53-acre parcel in Sedona's exclusive Foothills South is graced with ancient native trees, shrubs & wildflowers. Natural Gas, City Sewer, Underground Electricity, Cable & Internet are all available and ready to go. Seller Financing may be available. Imagine your architectural masterpiece and quiet retreat in one of the most beautiful locations on Earth boasting sweeping red rock views, perfect climate & fresh, clean, pine-scented air. Foothills South is a gated, luxury, private subdivision surrounded on two sides by the spectacular & diverse Coconino National Forest where wildlife & the beauty of nature abound. Forest Service trail access is just ½-block SW of the property and leads to endless hiking & mt biking trails. The breathtaking, world-renowned beauty of Sedona is captured perfectly on this unique parcel, where peace & beauty endure, yet you are conveniently close to fine dining, shopping & City of Sedona amenities. There is no constraint on build time, so buy now and manifest your dream home later. This gorgeous parcel is a rare find as most lots in Foothills South are already developed with opulent homes in a variety of architectural styles. Prices of sold homes in the past 2 years ranged from $1,299,000 to $4,040,000. Minimum square footage required is 2,200 sf. The native trees & lush vegetation on the property are considered part of a remnant chaparral ecosystem, leftover from when Sedona was a great, shallow ocean 330 million years ago. You can still find seashells on the limestone ledges & in the red soil. This is a Once-In-A-Lifetime Opportunity to enjoy vast Sedona red rock views from your custom retreat for decades to come. Plan your private tour today.

163 El Camino Real -- Unit -, Sedona
$1,050,000
3 Beds ⋅ 3 Baths ⋅ 7058324 MLS ⋅ 2,252 SqFt.
Situated in Sedona's desirable Chapel area, this meticulously maintained 3-bed, 3-bath home offers breathtaking red rock views and classic Southwest comfort. Vaulted ceilings create an open and airy feel. The spacious kitchen effortlessly accommodates several cooks, while the substantial family room features a wood-burning fireplace. Recent upgrades include top-of-the-line Renewal by Anderson LowE-4 SmartSun Windows with a transferable warranty. The remodeled primary suite bathroom highlights a beautifully tiled walk-in shower. The guest bathroom is tastefully styled. Outside, enjoy low-maintenance desert landscaping with a drip system and an oversized garage with a workbench. With no HOA, this home presents a fantastic single-family residence or an investment opportunity. Recent quality upgrades enhance both style and structural integrity: Brand-new Renewal by Anderson windows in the living room, front bedroom, and kitchen frame stunning red rock views while enhancing the home's natural charm. The flat roof areas were professionally recoated in 2025 by Hales Roofing using high-performance Premier Elastomeric coating. The kitchen has neutral granite countertops with lovely wood cabinetry. The expansive primary suite opens onto a private patio with incredible red rock views. The outdoor living features a spacious main back patio for entertaining as well as the inviting courtyard patio, offering versatile settings for relaxation and quiet morning coffee. The guest bedrooms are a generous size and also have fabulous red rock views. The Laundry room has space to fold your clothes and a half bath. The oversized garage not only has a large workbench but also plenty of storage. The property is in close proximity to world-class hiking and biking trails. Every inch of this home reflects years of meticulous care and attention to detail. Move-in ready!

80 Lynx Drive, Sedona
$198,000
7056590 MLS
Here is your opportunity to own a full acre in the highly desirable La Barranca subdivision, featuring dramatic, unobstructed views of the majestic Mogollon Rim and expansive red rock vistas that define Sedona living. This gently sloping homesite offers the perfect canvas to create your custom dream home while enjoying the privacy, space, and beauty of acre living. Utilities are conveniently available at the lot line, including sewer, water, and electricity, making the building process that much easier. La Barranca's thoughtful architectural guidelines help preserve the beauty, quality, and long-term value of the community. Homes require a minimum of 2,200 square feet of livable space, creating an upscale neighborhood of distinctive custom residences.With low HOA dues of just $110 per quarter, this exceptional property offers outstanding value in one of Sedona's most desirable neighborhoods. Dreaming of making Sedona home? Ready to build the custom home you've always envisioned? Bring your architect, your imagination, and your dreams--the views are already here!

30 Clearwater Circle Unit 6, Sedona
$2,150,000
2 Beds ⋅ 2 Baths ⋅ 7056344 MLS ⋅ 2,914 SqFt.
A MUST-SEE DESIGN GROUP HOME WITH PANORAMIC RED ROCK VIEWS BORDERING NATIONAL FOREST--Thoughtfully and extensively remodeled in 2018 by the owner, an accomplished architect, the home blends timeless design with modern comfort, enhancing its architectural integrity while maximizing its extraordinary setting. Your new home is perfectly positioned on a private one-acre bedrock setting with breathtaking panoramic red rock views. Bordering National Forest to the south and framed by the iconic Cathedral Rock to the north, this remarkable home offers an unparalleled connection to nature. Designed for seamless indoor-outdoor living, the expansive view decks provide spectacular sunrise-to-sunset vistas, while the intimate patio features a tranquil koi pond and soothing fountain--creating peaceful spaces for both entertaining and quiet relaxation. The luxurious primary suite serves as a private spa-inspired retreat, complete with a beautifully appointed bath designed to evoke a sense of serenity and rejuvenation, day and night. This is more than a home--it's an opportunity to embrace the beauty, tranquility, and lifestyle that make Sedona one of the world's most inspiring destinations.

55 Blackjack Drive, Sedona
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