Sedona Homes with FHA New Financing

Sedona Homes with FHA New Financing

Welcome to Sedona, Arizona—a breathtaking oasis nestled amidst the stunning red rock formations of the Coconino National Forest. Known for its vibrant arts scene, outdoor adventures, and spiritual wellness, Sedona is more than just a picturesque destination; it’s a community that embraces a unique blend of natural beauty and cultural richness. With mild winters and warm summers, Sedona offers an ideal climate for year-round exploration, making it a perfect place to call home.

For those considering a move to this enchanting city, Sedona boasts a variety of homes that cater to different lifestyles and budgets. The availability of FHA financing opens the door to homeownership for many aspiring residents. FHA loans are designed to make purchasing a home more accessible, particularly for first-time buyers or those with less-than-perfect credit. With lower down payment requirements and competitive interest rates, these financing options can help you secure your dream home in this idyllic setting.

Imagine waking up to panoramic views of the majestic red rocks, enjoying morning hikes through breathtaking trails, or indulging in the local art galleries and gourmet dining. Living in Sedona means embracing a lifestyle that celebrates nature, creativity, and community.

Whether you’re seeking a charming cottage, a modern family home, or a luxurious retreat, Sedona has something for everyone. With the added advantage of FHA financing, your dream of owning a home in this magical city is within reach. Come discover the beauty and warmth of Sedona, and let us help you find your perfect piece of paradise!

Newest Sedona Homes with FHA New Financing

265 Chrysona Lane, Sedona
$1,150,000
3 Beds ⋅ 2 Baths ⋅ 7100975 MLS ⋅ 1,926 SqFt.
A beautifully updated home, generous lot size, and the peaceful lifestyle that attracted you to Sedona in the first place. Located in Michaels Ranch, a quiet community backing to National Forest land, 265 Chrysona Lane sits on 0.82 acres with extensive renovations completed in 2026. This property offers a contemporary, move-in ready home in one of the more tranquil settings just outside of West Sedona. Sleek, modern finishes complement a thoughtful split floor plan designed to bring the beauty of your surroundings inside. Large picture windows welcome natural light, while sliding glass doors in each bedroom provide access to the outdoors. Two patios on either side of the home offer inviting spaces to enjoy the land around you. Interior renovations include a completely remodeled kitchen, updated bathrooms with tiled showers, new flooring, and modern lighting throughout, allowing you to settle in to what feels like a brand new home. Major exterior improvements include new stucco, paint, & windows, providing added value, efficiency, and peace of mind for years to come. Within the fully fenced backyard, manicured native landscaping is designed to embrace the beauty of the desert. Beyond, the additional portion of the lot allows the opportunity to expand the outdoor living space or explore the possibility of an attached casita. Enjoy the property as a full-time residence or a seasonal home with the flexibility of long and short term rentals options. Tucked away from the crowds yet just minutes from West Sedona's shopping, dining, and amenities, 265 Chrysona offers the space, comfort, and tranquility that makes Sedona living so special.

265 Chrysona Lane, Sedona
136 Coronado Court, Sedona
$1,074,000
4 Beds ⋅ 3 Baths ⋅ 7100880 MLS ⋅ 2,286 SqFt.
Welcome to this versatile multi-level home on a generous cul-de-sac lot with no HOA and Sedona red rock views. The main level offers 3 bedrooms, 2 full baths, including a primary suite with a garden tub, walk-in closet, and separate shower, plus a bright kitchen, dining area, laundry room, 2-car garage, and an upper deck showcasing world-class scenery. Downstairs leads to a climate-controlled lower level featuring a 4th bedroom, office, full bath, kitchenette/workshop space, three storage rooms, a 1-car garage, a separate private entrance, and a covered patio. Perfect for an artist studio, multi-gen living, or a private guest retreat. Space, flexibility, and unmatched privacy!

136 Coronado Court, Sedona
55 Bent Tree Court, Sedona
$989,000
2 Beds ⋅ 2 Baths ⋅ 7099947 MLS ⋅ 2,052 SqFt.
A must see! Views, privacy and location! Unobstructed Courthouse Butte and Bell Rock views, golf course scenery, and a private setting come together in this beautifully situated Sedona Golf Resort home, tucked away on a quiet cul-de-sac. Expansive red rock views can be enjoyed from this private setting, featuring artificial turf, sitting areas, and a finished rubberstone patio with a covered area for entertaining. . Enjoy the views from inside and outside with sliding glass doors and from thoughtfully placed seamless window in dining area. Sit in a comfortable living room with a fireplace looking out to a natural setting with Red Rocks in the background. The kitchen features newer countertops and stainless steel appliances with an open layout connecting it to the dining and living areas The primary suite enjoys beautiful red rock views, direct patio access, and a large walk-in closet. The remodeled primary bathroom features updated tile, in-floor heating, countertops, sinks, fixtures, and a tile shower. A split-bedroom floor plan places the second bedroom away from the primary suite, while an additional flexible room offers options for a home office, den, or media room. Pride of ownership shows throughout this well-maintained and updated home. Improvements include flooring replaced in 2023, custom blinds throughout in 2021, a new roof in 2025, and HVAC replacement in 2022. Additional upgrades include a whole-house fan, updated ceiling fans, and an epoxy-coated garage floor. See the full list in the documents tab. Enjoy the combination of scenic views, comfortable indoor-outdoor living, and a convenient location near golf, restaurants, cafes, shopping, and Sedona's renowned hiking trails.

55 Bent Tree Court, Sedona
550 Barcelona Road, Sedona
$798,000
2 Beds ⋅ 2 Baths ⋅ 7098933 MLS ⋅ 1,628 SqFt.
Location, Location, Location! This 2 bedroom, 2 bath home with a huge open floorplan sits on a 10,258 sq. ft. lot located in West Sedona and Surrounded by Million Dollar + homes in beautiful Rolling Hills Estates. If you want to enjoy red rock views in a quiet neighborhood, near the Tlaquepaque Arts and Crafts Village, hiking, shopping, or dining out, this location will not disappoint. This little jewel is priced to sell! Make it your forever home, or your quiet retreat.

550 Barcelona Road, Sedona
1950 Del Monte Drive, Sedona
$675,000
2 Beds ⋅ 2 Baths ⋅ 7098123 MLS ⋅ 1,127 SqFt.
Homes under $700,000 are a rare find in West Sedona, and this one comes with a location most buyers can only dream of. Tucked at the end of a quiet cul-de-sac, this 2 bedroom, 2 bathroom home is just a 3-minute walk from the Sugarloaf Trailhead, one of Sedona's most famous hiking spots. Step out your door and onto the red rock trails. Inside, a cathedral ceiling gives the open living, dining, and kitchen areas a bright, airy feel. The updated kitchen features Corian counters and stainless steel appliances. A split bedroom floorplan offers privacy for guests or hosts, and easy-care ceramic tile runs throughout. Outdoor living is a highlight, with great patios made for morning coffee and Sedona sunsets. An additional 100 sq. ft. Arizona Room, not included in the listed square footage offers many possibilities as a home office, studio, reading nook, or bonus lounge. Maintained in excellent condition and sold with furnishings, this home is truly turn-key. New exterior paint in October 2024. With no HOA, it's an ideal vacation rental, a full-time Sedona residence, or a getaway for those who want to be close to the trails.

1950 Del Monte Drive, Sedona
225 Bell Rock Boulevard, Sedona
$777,000
3 Beds ⋅ 2 Baths ⋅ 7097084 MLS ⋅ 1,722 SqFt.
ITS YOUR LUCKY DAY!! Enjoy Comfortable, well maintained, low maintenance home in golf course community with Red Rock Views including Castle Rock, Bell Rock, & Courthouse Butte. Sustainable Solar Home has solar auto plugin. 3 bedroom, 2 bath, 3 Car Garage, Circular Driveway. Vaulted ceiling in Living Room, Dining Room & Kitchen. Doggie door leads to fully fenced backyard with cement patio, spa, fruit trees (peach, pear and grapes). Walk to hiking trails, the park & golf course. Grocery Store, Gas & Shopping are within 5 minutes. Solar panels are seller owned. Hybrid electric hot water heater, & water softener are seller owned. Built in A/C humidifier & built in furnace air scrubber. Tinted clerestory windows in bedrooms, master shower/tub. Short term rentals allowed (buyer to verify).

225 Bell Rock Boulevard, Sedona
130 Blackjack Drive, Sedona
$799,900
3 Beds ⋅ 4 Baths ⋅ 7096841 MLS ⋅ 2,328 SqFt.
Rare opportunity to own in the esteemed Oak Shadows neighborhood as a short term rental or forever home. Priced to sell for under $350/sq ft, on a street that averages $443/sq ft! Tranquility finds new meaning amidst quiet neighbors and Sedona's legendary Red Rock Views. Blackjack Drive is perched in an elevated area, making it a stand-out location from the rest of the village, while still a quick drive to Clark's Market and minutes to the golf course. This home presents 3 bedrooms and 3.5 bathrooms, one of which is positioned as a guest-suite with its own entrance and sun room; perfect for family, hosting guests, or an Airbnb. This suite was renovated in 2022, and the whole house received a new HVAC unit in 2025. Enjoy the 2.5 car garage (park 2 cars and a golf cart) and a long driveway to accommodate additional parking. Two decks overlook the level yard and crimson red rocks beyond. The spacious layout with high ceilings and large windows bring light and joy to the living area. Ample storage available between the closets, garage, pristine shed, and a long carpeted crawlspace. A working dumbwaiter runs between the garage and kitchen! The listing price reflects the age of features and accounts for cosmetic updating a buyer may want to do. Must see in person!

130 Blackjack Drive, Sedona
3227 Calle Del Montana --, Sedona
$1,325,000
4 Beds ⋅ 3 Baths ⋅ 7096528 MLS ⋅ 2,695 SqFt.
Cathedral Rock and Bell Rock fill the view from 3227 Calle Del Montana, with Courthouse Rock joining in at the edge of the panorama. You'll see them from the living room, kitchen, dining room, deck and primary bedroom, and they look different every hour of the day. This 4 bed / 3 bath custom home was architect designed and sits on 0.7 acres in the gated Foothills South neighborhood, backing to HOA common space and National Forest beyond. That open land behind you stays open! In a town where build-able ground keeps shrinking and red rock views drive value, a protected backdrop like this one is about as close to a sure thing as Sedona real estate gets. Inside, 2,695 square feet is laid out to make the most of those sight lines. Viga beams carry the eye across the tall ceilings and give the home its warm Southwestern character. The living room, dining room and kitchen all share the red rock views, so whoever is cooking stays part of the conversation. Head up to the loft and the view swings north to Thunder Mountain, an entirely different side of Sedona from the same house. It's a natural fit for a reading nook or an office. The primary suite wakes up to Cathedral Rock, features it's own fireplace, and showcases a tongue & groove ceiling. Walk out onto the large rear deck from the primary and experience more red rock vistas. A spacious primary bath and walk in closet A guest bedroom, guest bathroom, and loft exist on the main level, while two additional guest bedrooms, a guest bathroom and a separate living room are on the lower level. Access to the backyard is available via the lower level. The roof was replaced in 2021, which takes one of the bigger line items off a new owner's list for years to come. The two-car garage is generously sized, and the attached utility closet is a nice touch for additional storage. With 0.7 acres, there is plenty of room in the backyard for a pool with A+ red rock views. The Old Post Trail runs through the forest land behind the home and Sedona's major trail junction and network, Culture Park, is right across the street from the neighborhood's entrance. Centrally located in West Sedona, with a private and mature neighborhood feel. It will be difficult to find a better combination than what is offered with this property!

3227 Calle Del Montana --, Sedona
3856 Portofino Way Unit 3, Sedona
$1,155,000
3 Beds ⋅ 3 Baths ⋅ 7096055 MLS ⋅ 2,325 SqFt.
Offering a rare distinction within the gated Park Place community, this recently built, never-lived-in home is the neighborhood's only detached residence, combining the privacy of a freestanding property with the ease of low-maintenance townhome living. An extra-long driveway provides valuable additional parking beyond the two-car garage, while sweeping views of Sedona's iconic red rocks create a spectacular backdrop. Inside, soaring ceilings, abundant natural light and an open great-room design establish an inviting sense of space. The kitchen features granite countertops, stainless-steel appliances, and generous storage, flowing seamlessly into the main living and dining areas. Step onto the expansive deck to extend the living space outdoors and take in the surrounding red-rock scenery. The thoughtfully designed split floor plan offers exceptional privacy and flexibility. The spacious primary suite is complemented by a junior primary suite, each with its own full bathroom and walk-in closet. A third bedroom opens to a private patio and could also serve beautifully as a home office, studio or guest room, with another full bathroom conveniently located in the hall. A brand-new roof was installed in September 2026, adding peace of mind to this refined, low-maintenance residence. Whether enjoyed as a full-time home or a lock-and-leave Sedona retreat, it offers an effortless lifestyle - set down your bags and head straight for the trails. Park Place is located just minutes from Seven Canyons Golf Resort, scenic trailheads, restaurants, shopping and the everyday conveniences of West Sedona. Residents also enjoy a community clubhouse with additional gathering space and an exercise room framed by sweeping red-rock views.

3856 Portofino Way Unit 3, Sedona
65 Verde Valley School Road Unit E20, Sedona
$399,999
1 Beds ⋅ 1 Baths ⋅ 7094042 MLS ⋅ 798 SqFt.
Heated swimming pool, 2 Jacuzzis & tennis/pickleball courts! Spacious, upgraded & carefully maintained turn-key Sedona condo featuring a fireplace, vaulted tongue & groove ceilings, private balcony w/ mountain views & assigned covered carport parking plus abundant open parking. Life at the 10-acre Oak Creek Estados is relaxing & fun offering a newly renovated heated swimming pool, 2 updated Jacuzzis, tennis/pickleball courts, a clubhouse, Sedona red rock views & beautifully maintained lush green grounds w/ tall shade trees. Short-Term Rentals Allowed. Numerous upgrades means minimal future maintenance. The following are NEW: HVAC system, all window glass & sliding door glass, roof, Samsung washer/dryer, garbage disposal & metal security screen door. The new HVAC system runs on hot water for heating & electricity for air conditioning. Hot water for heating, as well as for sinks and bathing, is included in the monthly HOA benefits, potentially saving thousands of dollars annually. Both heating & air conditioning are connected to a central system w/ vents in every room. The condo features generously sized rooms & extensive storage throughout, including four interior closets & an additional storage closet on the private balcony. Extra storage is also available in front of the assigned covered parking space, suitable for locking bikes, gear & recreational items. Saltillo tile flooring runs throughout, w/ durable commercial-grade carpet in the bedroom, offering a timeless finish. Bright, clean blue tile countertops paired with white cabinetry create a cheerful, vacation-like vibe. Located at the rear of the complex, away from the entrance, AZ-179 & the main activity areas such as the pool, clubhouse, Jacuzzis & courts, the unit offers added privacy. The balcony overlooks mountains, a grassy area, and a lightly used driveway. Short-term rental use is permitted with a 1-day minimum rental. Mortgage is transferrable and has a ~4.35% interest rate. The condo is fully turn-key for personal living or investment purposes. Furniture, artwork, equipment, small appliances, supplies & linens are available for purchase outside of the sale contract. There are Men's and Women's Bathrooms accessible from the Swimming Pool. The Clubhouse includes a pool table, TV, couches & dining areas. Right next door to Oak Creek Estados is Sedona Art Collective, a scenic pueblo-style plaza featuring food, art, entertainment, outdoor seating & electric vehicle charging stations. Clark's Market, incredible galleries & restaurants are just across the street. Golf is available at several locations nearby. Down the road, there is easy access to amazing hiking trails and beautiful Oak Creek, where swimming holes, fishing & wonderful shady picnic spots are treasured. Come see this fantastic condo today! Seller is a licensed Realtor in the state of Arizona.

65 Verde Valley School Road Unit E20, Sedona
55 Cathedral Rock Drive Unit 57, Sedona
$549,000
2 Beds ⋅ 2 Baths ⋅ 7093913 MLS ⋅ 1,500 SqFt.
Experience effortless Sedona living in the desirable Sundance community! This inviting home features an open, airy floor plan, vaulted ceilings, and stunning red rock views from your backyard. Enjoy a carefree, lock-and-leave lifestyle with HOA-maintained roofs, exterior painting, garage doors, exterior walls, landscaping, and trash service. Community amenities include a swimming pool, tennis courts, and clubhouse. Just minutes from world-class hiking, golf, dining, shopping, and Sedona's renowned art galleries. Whether you're seeking a full-time residence or seasonal retreat, this home offers the perfect combination of comfort, convenience, and breathtaking natural beauty!

55 Cathedral Rock Drive Unit 57, Sedona
34 N Tanglewood Spur Unit 39, Sedona
$675,000
2 Beds ⋅ 2 Baths ⋅ 7092456 MLS ⋅ 1,576 SqFt.
Come enjoy this fabulous Canyon Mesa Country Club townhome, where red rock views and wonderful privacy are part of everyday life! A day on Sedona's trails is only part of the story here. Canyon Mesa pairs red rock country with a surprisingly lush, green setting, and the golf course, swimming pool, spa, clubhouse, and tennis courts are all included, along with pickleball and miles of shaded walking paths just waiting to be explored. Tucked behind a gated entry in a peaceful cul-de-sac, this inviting 2-bedroom, 2-bath floorplan is full of Southwestern charm. Begin in the sunny entry courtyard, then step into the vaulted living room, where clerestory windows and a skylight fill the space with light. Exposed beams, rich wood, and a stately stone hearth with a wood-burning... (see more) fireplace make this the coziest spot to curl up after a day on the trails. Doors open right onto the private deck, complete with a retractable awning, BBQ, fire pit, and show-stopping views of Bell Rock and Courthouse Butte! The full kitchen is ready for your favorite recipes, with full-size GE appliances, generous counter space, and a dining table for six close by. Both bedrooms are spacious and feature king beds, making this home a delight for two couples or a family. The primary suite offers a private en suite with a relaxing soaking tub and separate walk-in shower, and the second full bath has its own walk-in shower. A convenient laundry room with a full-size washer and dryer makes it a breeze to freshen up hiking gear and golf clothes, and the central vacuum system keeps everything fresh and easy. Parking is a breeze too, with a 2-car garage and an EV charger, so your electric vehicle is fully charged and ready for your next adventure! Lots of recent updates make this home a joy to move into, including new flooring, appliances, decor, roof, paint, and more. This turnkey vacation rental is being sold fully furnished, so you can simply unpack and start enjoying Sedona living from day one! (Some minor exclusions apply.) Ask your agent for the rental analysis. Future bookings can also convey to new owner or they can use existing property manager that is in place. Come see it for yourself. You're going to love it here!

34 N Tanglewood Spur Unit 39, Sedona
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