Cottonwood Homes with VA Loan New Financing

Cottonwood Homes with VA Loan New Financing

Welcome to Cottonwood, Arizona – a hidden gem nestled in the heart of Yavapai County. Known for its stunning red rock landscapes and vibrant community spirit, Cottonwood offers a unique blend of small-town charm and modern conveniences. With its rich history, thriving arts scene, and proximity to the breathtaking Verde Valley, it's no wonder that this city is becoming a sought-after destination for homebuyers.

Cottonwood boasts a variety of outdoor recreational opportunities, from hiking and biking trails to the serene waters of the Verde River. Whether you're exploring the picturesque Old Town, filled with eclectic shops and delightful eateries, or enjoying a glass of local wine at one of the nearby vineyards, you'll find that Cottonwood has something for everyone.

For those considering a move to this enchanting city, there’s great news! Homes in Cottonwood are accessible through VA Loan New Financing options. This means that eligible veterans and active-duty service members can take advantage of favorable loan terms, making homeownership more attainable in this beautiful area. With a range of properties available – from charming bungalows to modern family homes – you’ll find the perfect place to call your own.

With its welcoming community, stunning landscapes, and VA financing options, Cottonwood, AZ, is an ideal location for veterans and their families looking to settle down and enjoy a fulfilling lifestyle. Come and discover the beauty of Cottonwood – where your dream home awaits!

Newest Cottonwood Homes with VA Loan New Financing

1610 W Wagon Wheel Road, Cottonwood
$445,000
3 Beds ⋅ 2 Baths ⋅ 7101007 MLS ⋅ 1,695 SqFt.
Welcome to this inviting home tucked away in the quiet Cottonwood Ranch community. Residents enjoy access to a a beautiful clubhouse, while the backyard offers a peaceful retreat surrounded by mature greenery that creates added privacy along with a relaxing outdoor setting. Come experience this 3 bedroom, 2 bath home located near Cottonwood's shopping, dining, recreation, and everyday amenities in this sought after neighborhood.

1610 W Wagon Wheel Road, Cottonwood
1022 N 4th Street, Cottonwood
$324,500
2 Beds ⋅ 1 Baths ⋅ 7100615 MLS ⋅ 927 SqFt.
Bright, open and inviting! Built in 2022, this 2-bedroom, 1-bath home offers 927 sq. ft. of comfortable living space with vaulted ceilings and an airy feel. The full bathroom features dual sinks, while mini-split systems provide energy-efficient heating and cooling. Additional features include 6-inch stud walls for enhanced insulation and a 3-foot block-wall crawl space. Enjoy a spacious front porch, parking for 2 vehicles and a fenced backyard with a back porch accessible through the main bedroom's sliding door. Situated on a low-maintenance .07-acre lot, this home is just blocks from historic Old Town Cottonwood putting you near shopping, dining, wine tasting, Riverfront Park and the Jail Trail. A great combination of newer construction, comfort and convenient location.

1022 N 4th Street, Cottonwood
1260 E Crestview Drive, Cottonwood
$426,000
3 Beds ⋅ 2 Baths ⋅ 7100132 MLS ⋅ 1,715 SqFt.
FALL IN LOVE WITH YOUR OWN PRIVATE COTTONWOOD RETREAT | BEAUTIFULLY REMODELED ,MODERN & FILLED WITH CHARM! Some homes simply have that special feeling the moment you walk through the door. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom residence nestled in the desirable Crest View subdivision of Cottonwood, Arizona, where privacy, comfort, and effortless Arizona living come together. From the moment you enter, you'll discover a home designed to make everyday living feel extraordinary. The inviting living area features a cozy fireplace, perfect for romantic evenings, quiet mornings, and creating unforgettable memories with family and friends. The beautifully updated kitchen shines with new countertops and brand-new appliances, offering , the perfect setting for everything from intimate dinners to memorable gatherings. One of the home's most delightful features is the sunroom, a peaceful, light-filled escape where you can sip your morning coffee, curl up with your favorite book, or simply relax and enjoy the beauty of your surroundings. House is close to a shopping center. Step outside and discover your own private oasis! The fully fenced yard and charming pergola create a wonderful setting for alfresco dining, entertaining beneath Arizona's beautiful skies, or simply enjoying the tranquility of your own backyard. And the beauty goes beyond appearances! An owned 7 kW solar system adds exceptional value and energy-saving potential, while a tankless water heater provides modern efficiency and convenience. Beautifully remodeled, thoughtfully upgraded, and filled with warmth and character, this home offers the lifestyle you've been dreaming of without sacrificing comfort or practicality. Why settle for ordinary when you can have something truly special? Whether you're searching for your forever home, a peaceful Arizona escape, or a beautiful place to begin your next chapter, this Crest View residence is ready to welcome you. Come see it, feel the charm, and imagine your life here. You just might fall in love the moment you walk through the door!

1260 E Crestview Drive, Cottonwood
2118 Hidden Hills Drive, Cottonwood
$404,990
3 Beds ⋅ 2 Baths ⋅ 7099402 MLS ⋅ 1,650 SqFt.
Mesquite Hills showcases spacious, ranch floor plans with popular open-concept layouts and designer-selected finishes, these homes combine modern style and everyday functionality. Included features such as Whirlpool® stainless-steel appliances, quartz countertops, white cabinets, and Shaw® wood-look plank flooring add beauty and quality to every home.

2118 Hidden Hills Drive, Cottonwood
2116 Hidden Hills Drive, Cottonwood
$434,990
4 Beds ⋅ 2 Baths ⋅ 7099397 MLS ⋅ 1,891 SqFt.
Mesquite Hills showcases spacious, ranch floor plans with popular open-concept layouts and designer-selected finishes, these homes combine modern style and everyday functionality. Included features such as Whirlpool® stainless-steel appliances, quartz countertops, white cabinets, and Shaw® wood-look plank flooring add beauty and quality to every home.

2116 Hidden Hills Drive, Cottonwood
2126 Hidden Hills Drive, Cottonwood
$432,990
4 Beds ⋅ 2 Baths ⋅ 7099394 MLS ⋅ 1,891 SqFt.
Mesquite Hills showcases spacious, ranch floor plans with popular open-concept layouts and designer-selected finishes, these homes combine modern style and everyday functionality. Included features such as Whirlpool® stainless-steel appliances, quartz countertops, white cabinets, and Shaw® wood-look plank flooring add beauty and quality to every home.

2126 Hidden Hills Drive, Cottonwood
335 S Latigo Way, Cottonwood
$539,000
3 Beds ⋅ 2 Baths ⋅ 7099036 MLS ⋅ 1,984 SqFt.
Red Rock views, move-in ready, and nothing left to do but enjoy it. This popular Ironwood model in Cottonwood Ranch offers 3 bedrooms, 2 baths, and 1,984 square feet of easy, comfortable living. The real showpiece is the extended custom flagstone back patio. It's covered, so you can enjoy direct northeasterly views of Sedona's famed Red Rocks in any season. Patio furniture stays, so you can settle in on day one. Inside, vaulted ceilings and tile floors give the home an open, airy feel. The kitchen features quartz countertops, an under mount sink, a reach-in pantry, and a breakfast nook with wood blinds. Engineered wood floors and upgraded lighting add a fresh, modern touch throughout the home, and the primary bath has been updated with travertine flooring. The interior laundry room has a utility sink and built-in shelving, and the washer and dryer stay. Seller updates include new appliances, a new patio slider, new fencing (2026), and a fresh exterior paint job (2024). The stucco and tile roof exterior and easy-care desert landscaping keep maintenance low. The home has also been pre-inspected, so you can buy with confidence. Come see why the Ironwood is such a favorite, and why this covered patio might be the best seat in Cottonwood Ranch. And, not to mention, the resort-like amenities that life in Cottonwood Ranch offers: clubhouse with community room, lounge, gym, salt water pool, spa and large park with playground, basketball court and picnic ramada!

335 S Latigo Way, Cottonwood
2295 W Running Iron Lane, Cottonwood
$479,900
3 Beds ⋅ 2 Baths ⋅ 7098870 MLS ⋅ 2,301 SqFt.
Discover comfortable Cottonwood living in this well-cared-for home in desirable Cottonwood Ranch. The spacious, well-appointed kitchen offers room for a breakfast bar, while the open-concept living area accommodates a larger dining table--ideal for everyday meals and hosting. Unwind in the generous primary suite, featuring an ensuite bath with a large soaking tub and step in shower, and dual vanities. Two additional bedrooms and a full bath are set across the home for added privacy for family or guests. Outside, enjoy a thoughtfully landscaped backyard and large covered patio--perfect for relaxing and taking in Arizona sunsets. Cottonwood Ranch amenities include a clubhouse with fitness room, saltwater pool, community park, playground, and walking trails.

2295 W Running Iron Lane, Cottonwood
595 Crossbar Lane, Cottonwood
$349,000
3 Beds ⋅ 2 Baths ⋅ 7098788 MLS ⋅ 1,306 SqFt.
Enjoy this lovely home in Mesquite Hills! This choice lot has unbelievable views and setting for this price range! The Alamar Plan features a spacious open-concept design, seamlessly connecting the living, dining, and kitchen areas. It's deal for relaxation and entertaining. This home sits on an elevated lot ideally located in a beautiful neighborhood. Gently used with all appliances included. The high view back yard is ready for your personal touches and enjoyment. Priced exceptionally competitive in todays market!

595 Crossbar Lane, Cottonwood
2204 Gold Rush Lane, Cottonwood
$699,900
3 Beds ⋅ 2 Baths ⋅ 7098510 MLS ⋅ 1,795 SqFt.
Mountain views, owned solar, and an impressive attached RV garage make this Mesquite Hills home a standout! Offering 3 bedrooms, 2 bathrooms, and 1,795 sq ft, this Cottonwood home features numerous upgrades throughout. Enjoy breathtaking mountain scenery and comfortable living in the heart of the Verde Valley. The attached 14' x 62' RV garage provides exceptional space for your RV, vehicles, recreational toys, or hobbies, with the convenience of keeping everything close to home. Owned solar adds value and energy savings. Located within reach of Cottonwood's shopping, restaurants, and outdoor recreation, this property offers a wonderful combination of comfort, convenience, and room for adventure. Come experience the views, explore the possibilities, and discover your next Arizona home!

2204 Gold Rush Lane, Cottonwood
985 E Mingus Avenue Unit #214, Cottonwood
$197,500
1 Beds ⋅ 1 Baths ⋅ 7097652 MLS ⋅ 680 SqFt.
Fully remodeled, fresh and airy, ground floor one bedroom, one bath condominium is move-in ready and waiting for you to sit back, relax and enjoy. Updates include vinyl plank flooring, new countertops, appliances, fixtures, lights, and fans. The inviting living area features a gas log fireplace, accent lighting and a large storage closet, and new hvac systems add to your year round comfort. Convenient front door and garage door access lead directly into thie lovely home....no stairs required....Oversized one car garage for your vehicle plus extra storage. Community pool, spa & workout facility are icing on the cake!

985 E Mingus Avenue Unit #214, Cottonwood
2620 S Samantha Lane, Cottonwood
$1,050,000
3 Beds ⋅ 2 Baths ⋅ 7095360 MLS ⋅ 2,356 SqFt.
RARE COTTONWOOD GEM | REMODELED & LOADED WITH EXCEPTIONAL FEATURES! A Rare Find Where Privacy, Luxury, and Breathtaking Red Rock Views Come Together! Welcome to your own private Arizona retreat! Nestled on 1.61 beautiful acres in Cottonwood, this exceptional, beautifully remodeled residence offers the perfect blend of comfort, elegance, space, and freedom to enjoy the lifestyle you've always dreamed of. Featuring 3 spacious bedrooms, a separate den/office, and 2,356 square feet, this inviting home is designed for both everyday living and unforgettable entertaining. Step inside to discover beautifully updated interiors and a cozy fireplace that creates the perfect atmosphere for relaxing evenings at home. For car enthusiasts, RV owners, and those who appreciate extra space, this property is truly extraordinary! Enjoy 5-car garage capacity, including an impressive oversized garage approximately 30 feet deep, plus a dedicated RV parking pad with 30-amp hookups. With room for your vehicles, recreational toys, hobbies, and more, the possibilities are endless. Step outside and fall in love with your own private sanctuary. Soak in the hot tub while admiring incredible red rock views, gather around the outdoor fire pit beneath Arizona's spectacular star-filled skies, or simply enjoy the peace, privacy, and beauty of your expansive acreage. Additional highlights include a new roof, private well, and owned 6 kW solar system, adding tremendous value and everyday convenience. Properties offering this remarkable combination of acreage, extensive garage space, RV accommodations, modern upgrades, and spectacular views are increasingly difficult to find. A rare opportunity to own a truly special Cottonwood property. Don't let this one slip away--come experience the beauty, space, and lifestyle for yourself!

2620 S Samantha Lane, Cottonwood
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