Cottonwood Homes with FHA New Financing

Cottonwood Homes with FHA New Financing

Welcome to Cottonwood, Arizona – a charming city nestled in the heart of Yavapai County, where the beauty of the high desert meets the warmth of a tight-knit community. Known for its stunning landscapes, Cottonwood is a haven for outdoor enthusiasts, with picturesque views of the Verde Valley and the nearby Red Rock formations. The city boasts a rich history, vibrant arts scene, and a plethora of recreational activities that cater to all ages. From hiking trails and wine tasting to local festivals and farmers' markets, Cottonwood is a delightful blend of adventure and relaxation.

For those considering a move to this enchanting city, you’ll find a variety of homes that cater to diverse lifestyles and budgets. A notable option is the availability of homes with FHA New Financing, making homeownership more accessible than ever. FHA loans are designed to help first-time buyers and those looking to invest in their dream home with lower down payment requirements and flexible credit guidelines. This means you can explore a range of properties in Cottonwood, from cozy single-family homes to charming townhouses, all while enjoying the benefits of financing that suits your needs.

Imagine waking up to the serene beauty of Cottonwood, where every day feels like a getaway. With its friendly atmosphere, excellent schools, and a growing economy, Cottonwood is not just a place to live; it's a place to thrive. Whether you’re looking for your first home or a peaceful retreat, Cottonwood invites you to discover the perfect property to call your own. Come and experience the magic of this remarkable city!

Newest Cottonwood Homes with FHA New Financing

1610 W Wagon Wheel Road, Cottonwood
$445,000
3 Beds ⋅ 2 Baths ⋅ 7101007 MLS ⋅ 1,695 SqFt.
Welcome to this inviting home tucked away in the quiet Cottonwood Ranch community. Residents enjoy access to a a beautiful clubhouse, while the backyard offers a peaceful retreat surrounded by mature greenery that creates added privacy along with a relaxing outdoor setting. Come experience this 3 bedroom, 2 bath home located near Cottonwood's shopping, dining, recreation, and everyday amenities in this sought after neighborhood.

1610 W Wagon Wheel Road, Cottonwood
1022 N 4th Street, Cottonwood
$324,500
2 Beds ⋅ 1 Baths ⋅ 7100615 MLS ⋅ 927 SqFt.
Bright, open and inviting! Built in 2022, this 2-bedroom, 1-bath home offers 927 sq. ft. of comfortable living space with vaulted ceilings and an airy feel. The full bathroom features dual sinks, while mini-split systems provide energy-efficient heating and cooling. Additional features include 6-inch stud walls for enhanced insulation and a 3-foot block-wall crawl space. Enjoy a spacious front porch, parking for 2 vehicles and a fenced backyard with a back porch accessible through the main bedroom's sliding door. Situated on a low-maintenance .07-acre lot, this home is just blocks from historic Old Town Cottonwood putting you near shopping, dining, wine tasting, Riverfront Park and the Jail Trail. A great combination of newer construction, comfort and convenient location.

1022 N 4th Street, Cottonwood
1260 E Crestview Drive, Cottonwood
$426,000
3 Beds ⋅ 2 Baths ⋅ 7100132 MLS ⋅ 1,715 SqFt.
FALL IN LOVE WITH YOUR OWN PRIVATE COTTONWOOD RETREAT | BEAUTIFULLY REMODELED ,MODERN & FILLED WITH CHARM! Some homes simply have that special feeling the moment you walk through the door. Welcome to this beautifully remodeled 3-bedroom, 2-bathroom residence nestled in the desirable Crest View subdivision of Cottonwood, Arizona, where privacy, comfort, and effortless Arizona living come together. From the moment you enter, you'll discover a home designed to make everyday living feel extraordinary. The inviting living area features a cozy fireplace, perfect for romantic evenings, quiet mornings, and creating unforgettable memories with family and friends. The beautifully updated kitchen shines with new countertops and brand-new appliances, offering , the perfect setting for everything from intimate dinners to memorable gatherings. One of the home's most delightful features is the sunroom, a peaceful, light-filled escape where you can sip your morning coffee, curl up with your favorite book, or simply relax and enjoy the beauty of your surroundings. House is close to a shopping center. Step outside and discover your own private oasis! The fully fenced yard and charming pergola create a wonderful setting for alfresco dining, entertaining beneath Arizona's beautiful skies, or simply enjoying the tranquility of your own backyard. And the beauty goes beyond appearances! An owned 7 kW solar system adds exceptional value and energy-saving potential, while a tankless water heater provides modern efficiency and convenience. Beautifully remodeled, thoughtfully upgraded, and filled with warmth and character, this home offers the lifestyle you've been dreaming of without sacrificing comfort or practicality. Why settle for ordinary when you can have something truly special? Whether you're searching for your forever home, a peaceful Arizona escape, or a beautiful place to begin your next chapter, this Crest View residence is ready to welcome you. Come see it, feel the charm, and imagine your life here. You just might fall in love the moment you walk through the door!

1260 E Crestview Drive, Cottonwood
2118 Hidden Hills Drive, Cottonwood
$404,990
3 Beds ⋅ 2 Baths ⋅ 7099402 MLS ⋅ 1,650 SqFt.
Mesquite Hills showcases spacious, ranch floor plans with popular open-concept layouts and designer-selected finishes, these homes combine modern style and everyday functionality. Included features such as Whirlpool® stainless-steel appliances, quartz countertops, white cabinets, and Shaw® wood-look plank flooring add beauty and quality to every home.

2118 Hidden Hills Drive, Cottonwood
2116 Hidden Hills Drive, Cottonwood
$434,990
4 Beds ⋅ 2 Baths ⋅ 7099397 MLS ⋅ 1,891 SqFt.
Mesquite Hills showcases spacious, ranch floor plans with popular open-concept layouts and designer-selected finishes, these homes combine modern style and everyday functionality. Included features such as Whirlpool® stainless-steel appliances, quartz countertops, white cabinets, and Shaw® wood-look plank flooring add beauty and quality to every home.

2116 Hidden Hills Drive, Cottonwood
2126 Hidden Hills Drive, Cottonwood
$432,990
4 Beds ⋅ 2 Baths ⋅ 7099394 MLS ⋅ 1,891 SqFt.
Mesquite Hills showcases spacious, ranch floor plans with popular open-concept layouts and designer-selected finishes, these homes combine modern style and everyday functionality. Included features such as Whirlpool® stainless-steel appliances, quartz countertops, white cabinets, and Shaw® wood-look plank flooring add beauty and quality to every home.

2126 Hidden Hills Drive, Cottonwood
2295 W Running Iron Lane, Cottonwood
$479,900
3 Beds ⋅ 2 Baths ⋅ 7098870 MLS ⋅ 2,301 SqFt.
Discover comfortable Cottonwood living in this well-cared-for home in desirable Cottonwood Ranch. The spacious, well-appointed kitchen offers room for a breakfast bar, while the open-concept living area accommodates a larger dining table--ideal for everyday meals and hosting. Unwind in the generous primary suite, featuring an ensuite bath with a large soaking tub and step in shower, and dual vanities. Two additional bedrooms and a full bath are set across the home for added privacy for family or guests. Outside, enjoy a thoughtfully landscaped backyard and large covered patio--perfect for relaxing and taking in Arizona sunsets. Cottonwood Ranch amenities include a clubhouse with fitness room, saltwater pool, community park, playground, and walking trails.

2295 W Running Iron Lane, Cottonwood
595 Crossbar Lane, Cottonwood
$349,000
3 Beds ⋅ 2 Baths ⋅ 7098788 MLS ⋅ 1,306 SqFt.
Enjoy this lovely home in Mesquite Hills! This choice lot has unbelievable views and setting for this price range! The Alamar Plan features a spacious open-concept design, seamlessly connecting the living, dining, and kitchen areas. It's deal for relaxation and entertaining. This home sits on an elevated lot ideally located in a beautiful neighborhood. Gently used with all appliances included. The high view back yard is ready for your personal touches and enjoyment. Priced exceptionally competitive in todays market!

595 Crossbar Lane, Cottonwood
2204 Gold Rush Lane, Cottonwood
$699,900
3 Beds ⋅ 2 Baths ⋅ 7098510 MLS ⋅ 1,795 SqFt.
Mountain views, owned solar, and an impressive attached RV garage make this Mesquite Hills home a standout! Offering 3 bedrooms, 2 bathrooms, and 1,795 sq ft, this Cottonwood home features numerous upgrades throughout. Enjoy breathtaking mountain scenery and comfortable living in the heart of the Verde Valley. The attached 14' x 62' RV garage provides exceptional space for your RV, vehicles, recreational toys, or hobbies, with the convenience of keeping everything close to home. Owned solar adds value and energy savings. Located within reach of Cottonwood's shopping, restaurants, and outdoor recreation, this property offers a wonderful combination of comfort, convenience, and room for adventure. Come experience the views, explore the possibilities, and discover your next Arizona home!

2204 Gold Rush Lane, Cottonwood
240 S 12th Street, Cottonwood
$410,000
4 Beds ⋅ 2 Baths ⋅ 7098406 MLS ⋅ 1,672 SqFt.
Opportunity awaits! If you've been seeking a large home with two separate dwelling spaces for an investment or to live in one rent the other, it's here! Up front we have 3 spacious bedrooms a walk in closet an updated bathroom, large living room & dining space, open dine in kitchen, with island many cabinets for storage, stainless appliances. Skylights & a wood burning fireplace. The roof & water heater only about a year old. Well maintained home. Private back yard area, pet door. covered front porch and fenced front yard. Parking area can fit 3-4. The rear unit is set up as an attached studio with separate entry and it's own back yard. This home has cash flowed for years. $3875 average with both rented closer to 5k if short terming. Back is occupied through Early Jan, lease conveys.

240 S 12th Street, Cottonwood
985 E Mingus Avenue Unit #214, Cottonwood
$197,500
1 Beds ⋅ 1 Baths ⋅ 7097652 MLS ⋅ 680 SqFt.
Fully remodeled, fresh and airy, ground floor one bedroom, one bath condominium is move-in ready and waiting for you to sit back, relax and enjoy. Updates include vinyl plank flooring, new countertops, appliances, fixtures, lights, and fans. The inviting living area features a gas log fireplace, accent lighting and a large storage closet, and new hvac systems add to your year round comfort. Convenient front door and garage door access lead directly into thie lovely home....no stairs required....Oversized one car garage for your vehicle plus extra storage. Community pool, spa & workout facility are icing on the cake!

985 E Mingus Avenue Unit #214, Cottonwood
2432 S Rio Verde Drive, Cottonwood
$375,000
3 Beds ⋅ 2 Baths ⋅ 7096743 MLS ⋅ 1,248 SqFt.
Updated, well-priced, and offering room to expand, this 3-bedroom, 2-bath Verde Village home combines a refreshed interior with an large lot of over 1/3 acre and an impressive, detached and permitted 700+ square-foot garage. Perfectly situated in an established, quiet neighborhood, the property boasts beautiful views of the Verde Valley right from the front door. The grounds also feature a convenient, easy-access circle driveway, providing effortless pull-through space for multiple vehicles and RV parking situated out of the flood zone. The home has undergone extensive interior updates, including new luxury vinyl plank flooring, fresh interior paint, and brand-new baseboards, alongside new kitchen cabinets and appliances. The home features a dedicated laundry center fully equipped with a new washer and dryer, practical storage cabinets, and a convenient folding area. You will also find updated bathroom vanities, and new lighting and faucets in the bathrooms. Brand-new honeycomb cellular shades and new ceiling fans have also been installed throughout the home for optimal comfort and energy efficiency. Major mechanicals provide added peace of mind, as roof, HVAC (AC/furnace), and hot water heater were all replaced 8 years ago-serviced recently and in very good condition. The exterior showcases fantastic curb appeal with all-new paint on the stucco and trim, alongside newly installed gutters on both the house and the garage. Outside, the tastefully enhanced landscaping creates a clean, inviting atmosphere, while still leaving plenty of space to further customize the expansive yard into your own private oasis. A beautiful piece of history right outside the back door. A stunning climbing rose bush was planted 40 years ago and is still thriving today, adding timeless charm to the backyard oasis. Additionally, the property just received an extensive termite treatment that includes a warranty. Equally impressive is the massive, detached garage. This versatile building is a rare find, offering endless possibilities--whether you dream of a premier workshop, a designated hobby space, a private home gym, or converting it into a lucrative guest studio or rental unit. Whether you're looking for a move-in-ready home in a quiet, established neighborhood providing a lovely view of the valley, reliable major systems, or a flexible space with huge equity potential, this property offers a compelling combination of space, updates, and versatility.

2432 S Rio Verde Drive, Cottonwood
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