Cottonwood Homes under $250,000

Welcome to Cottonwood, Arizona – a hidden gem nestled in the heart of Yavapai County! Known for its stunning landscapes, friendly community, and rich history, Cottonwood offers an idyllic setting for those seeking a serene lifestyle without sacrificing convenience. With the majestic Mingus Mountains as a backdrop and the Verde River winding through the valley, this charming city is perfect for outdoor enthusiasts and nature lovers alike.

Cottonwood boasts a vibrant downtown area filled with quaint shops, delightful eateries, and local art galleries, making it a hub of creativity and culture. The city also hosts various events throughout the year, including the popular Cottonwood Christmas Parade and the Verde Valley Wine Festival, ensuring there’s always something exciting happening in the community.

For prospective homebuyers, Cottonwood is particularly appealing due to its affordable housing market. With homes available under $250,000, you can find a cozy abode that fits your budget without compromising on quality. From charming single-family homes to inviting townhouses, there’s something for everyone in this welcoming community. Imagine waking up to breathtaking views and enjoying the tranquility of suburban life, all while being just a short drive away from the bustling cities of Prescott and Sedona.

Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, Cottonwood offers an exceptional quality of life with homes that won’t break the bank. Embrace the beauty and warmth of this enchanting city – your dream home awaits in Cottonwood, Arizona!

Newest Cottonwood Homes under $250,000

$65,000

2 Beds ⋅ 1 Baths ⋅ 7089131 MLS ⋅ 784 SqFt.

Enjoy affordable living in the gated community of Pine Shadows 55+. This 2 bedroom 1 bath home offers a great opportunity to make a space your own. Newer appliances, washer and dryer included, fenced backyard and an enclosed patio. Pine Shadows features an impressive array of amenities, including a clubhouse, indoor swimming pool, spa, workout facility, and a variety of social activities. Whether you are looking for a seasonal retreat, a full-time residence or an opportunity to personalize a home to your taste, this property offers access to a welcoming community and an active lifestyle in Verde Valley. Drive 15-20 minutes to scenic Sedona.

2050 W State 89a -- Unit 10, Cottonwood

$165,000

3 Beds ⋅ 2 Baths ⋅ 7088750 MLS ⋅ 1,700 SqFt.

Well-kept 3-bedroom, 2-bath manufactured home located in the desirable Pine Shadows community. This inviting home offers a comfortable floor plan with spacious living areas, a functional kitchen, and three bedrooms providing flexibility for guests, an office, or everyday living. Enjoy the benefits of the Pine Shadows lifestyle with community amenities designed for recreation and relaxation. Home is being offered on leased land. Buyer to verify all community rules, fees, amenities, and lease terms.

2050 W Sr 89a -- Unit 143, Cottonwood

$210,000

3 Beds ⋅ 2 Baths ⋅ 7082650 MLS ⋅ 1,560 SqFt.

This 3-bedroom, 2 bath split floor plan home is very spacious, light and bright. Besides the 2 large, covered patios, there is a 2-car garage and ramps for easy access into the home. The beautifully appointed kitchen features elegant cabinetry, abundant storage, and updated appliances, while a stunning over-sized window above the sink fills the space with natural light and creates a bright, welcoming atmosphere. Enjoy casual meals in the eat-in kitchen or entertain guests in the formal dining room. The primary bedroom has a walk-in closet, and the bathroom is spacious with a walk in shower. The other 2 guest bedrooms have walk-in closets and a nice bathroom with a shower/tub combo set up. The community has many amenities to offer. Financing is available.

1066 N Player Drive, Cottonwood

2050 W State Route 89a -- Unit 133, Cottonwood

$179,900

2 Beds ⋅ 2 Baths ⋅ 7078084 MLS ⋅ 1,352 SqFt.

Discover resort-style living at its best in this adorable home, nestled in a gated active 55+ community. Everything is here to move right in! Spend your days enjoying sparkling pools, golf, fitness and recreation, while a calendar filled with social events makes it easy to meet friends and stay connected. Whether you're looking for a full-time residence, winter retreat this charming home offers comfort, convenience and a wonderful sense of community. Come see why this isn't just a home-it's a lifestyle! Includes: Fully updated home, newer appliances, natural gas stove, hot water and dryer, huge storage area, new De-scaling, water filter system, home was recently releveled, This is a must see!

2050 W State Route 89a -- Unit 133, Cottonwood

2050 W State Route 89a -- Unit 84, Cottonwood

$124,900

3 Beds ⋅ 2 Baths ⋅ 7077471 MLS ⋅ 1,568 SqFt.

Owner May Carry! Affordable resort-style living in 55+ community. Nearly 1600 SF home on oversized corner lot awards vast outdoor space & privacy making it stand out. Huge 29' cov'd deck great for cool AZ nights. Back incl a sweet ramp to lg fenced area for small pup. Cozy fireplace & spacious formal dining. Versatile, roomy split plan! Grand-scale kitchen is a chef's dream w/island & storage as far as the eye can see. Off kitchen the breakfast area perfectly hosts the refrigerator to create an independent refreshment zone. Thoughtful design ensures anyone relaxing in the BKF area has instant access to snacks at their fingertips. It brilliantly separates the social space from the main cooking zone keeping the vast workspace open & uninterrupted for the chef. Straight shot to Clubhouse/Pool Rare opportunity to own a beautiful home situated on a vast, premium corner lot! Loaded with desirable features: *New Roof Sections - 2026 and 2022 *Gorgeous open/split and roomy floorplan *Beautiful design *Dual pane windows - excellent insulation & energy efficiency. *Year-round comfort with 3.5 ton Trane A/C unit *Lighted ceiling fans throughout *Gorgeous fireplace with heatilator, adding warmth & ambiance to the living space. *Newer carpeting in the living and formal dining rooms (2025). *Existing furnishing may be available thru separate bill of sale. Pine Shadows (Active 55+ Community) offers top-tier wellness amenities and incredible resort-style relaxation. At the heart of the community, and just a few doors down from Lot 84, sits the beautifully appointed clubhouse. Premium Features & Amenities Include: Premium year-round indoor swimming pool and deeply relaxing spa. Clubhouse Facilities: State-of-the-art, fully equipped fitness center, on-site library, ping pong, billiards room, and spacious banquet rooms. Outdoor Recreation: Dedicated pickleball courts, tennis courts, shuffleboard, bocce ball, horseshoe pits. Community Grounds: Gorgeously manicured trails, scenic picnic areas, BBQ grills, a dog park, and much more. Fantastic Location: Just minutes from Historic Old Town Cottonwood, award-winning dining, and healthcare facilities. Buyer's application must be approved by the park prior to accepting an offer.

2050 W State Route 89a -- Unit 84, Cottonwood

2050 W State Route 89a -- Unit 336, Cottonwood

$149,000

2 Beds ⋅ 2 Baths ⋅ 7076740 MLS ⋅ 1,372 SqFt.

Enjoy easy living in Pine Shadows, an active 55+ community in Cottonwood. This spacious 2BR/2BA, 1,372 SF home features a light-filled living area with updated flooring and a distinctive fireplace with built-in shelving. The roomy kitchen offers abundant cabinetry and workspace, breakfast bar, movable island, stainless appliances and a sunny dining area. The primary bedroom includes a generous closet and ensuite bath. An oversized workshop with electricity, workbench and shelving adds hobby and storage space. Enjoy a covered front patio, rear sitting area and 2-car carport. Recent updates include heat pump (2023), flooring and kitchen appliances (2024) and water heater (2025). Community amenities include an indoor pool and spa, fitness center, clubhouse, tennis, bocce ball and golf.

2050 W State Route 89a -- Unit 336, Cottonwood

2050 W State Route 89a -- Unit 51, Cottonwood

$142,900

2 Beds ⋅ 2 Baths ⋅ 7073219 MLS ⋅ 1,088 SqFt.

Discover resort-style living at its best in this adorable, home, nestled in a gated active 55+ community. This home is not just adorable on the inside but has an incredible view from the back deck! Spend your days enjoying sparkling pools, golf, fitness and recreation, while a calendar filled with social events makes it easy to meet friends and stay connected. Whether you're looking for a full-time residence, winter retreat or a turnkey getaway, this charming home offers comfort, convenience and a wonderful sense of community.

2050 W State Route 89a -- Unit 51, Cottonwood

$189,000

2 Beds ⋅ 1 Baths ⋅ 7066403 MLS ⋅ 1,136 SqFt.

This home is ready for your MAGIC TOUCH, Build in 1939. Two bedroom, one bath, home, near the heart of Cottonwood. Close to everything in town, including Old Town Cottonwood.

1216 E Mingus Avenue, Cottonwood

2050 W St Rte 89a Highway Unit 376, Cottonwood

$229,000

3 Beds ⋅ 2 Baths ⋅ 7066220 MLS ⋅ 1,539 SqFt.

Only one owner, lovingly maintained from day one! The wrap around deck provides a panoramic view across the Verde Valley and Mingus Mountain. There is also a covered patio with an enclosed pet area that opens into a large back yard. The home is spacious with an open floor plan with a double doorway from the great room into a den with a closet so there is a potential 3rd bedroom. The primary bedroom with ensuite encompasses the entire back area of the home and the primary bathroom has a walkin shower and double vanities. This home is move in ready and you can start enjoying the many amenities of the park which includes the pickleball and bocce court, billiard room with ping pong table, library, clubhouse and the indoor pool and spa.

2050 W St Rte 89a Highway Unit 376, Cottonwood

2050 W State Route 89a -- Unit 93, Cottonwood

$228,800

2 Beds ⋅ 2 Baths ⋅ 7062719 MLS ⋅ 1,736 SqFt.

This elegant Cavco manufactured home with tremendous Mingus Mountain views has been lovingly updated over the years. Located on leased land in the popular, age-qualified, Pine Shadows Mobile Home Park. With approximately 1,736 square feet of living space, this property has many options for efficient storage. The bright and airy kitchen features a gas range, a functional center island and an abundance of cabinets. The morning sun pours in through the kitchen's stunning bay window. Cozy up with your coffee on the bench complete with storage underneath. There is adequate space for a modest table under the bay window and also a more formal dining room adjoining the kitchen with lovely glass front display cabinets. This space could also flex as an additional office or den. The expansive living room with vaulted ceilings is adjacent another office/den, and down the hallway are the guest bedroom and bathroom and serene primary suite. Both bedrooms have deep double closets and there are linen cabinets and additional storage options in the hallway. The primary bathroom offers a spa like feel, with a deep soaking tub, separate shower and mountain views. This diligently maintained home is situated on a spacious perimeter lot, with minimal desert landscaping for easy maintenance. This home takes full advantage of its lot size with a large covered front porch, a tandem carport with a garage and an additional concrete slab for parking. The exterior has been dressed up with functional and handsome cement curbs. The covered front porch offers beautiful views of the sunset. Pine Shadows is a very vibrant community that offers high end amenities and an active events calendar.

2050 W State Route 89a -- Unit 93, Cottonwood

950 E Mingus Avenue Unit 412, Cottonwood

$225,000

2 Beds ⋅ 2 Baths ⋅ 7058508 MLS ⋅ 982 SqFt.

Major $$$ Reduction! Awesome garden level 2 bed/2 bath condo in gated community private corner unit w/covered patio. Functional floor plan split master & extra closets. Nice size bathrooms & vanities. All 4 kitchen appliances included + stackable washer & dryer. Newer AC & hot water heater. Fans where it counts + gas fireplace to keep you comfortable. Updated lighting & neutral paint colors. Only 1 common wall, largest outdoor area in the complex, Community gym & pool across the street. Exterior just painted. Walk to parks, library, post office, cafes, trails, Rec center, science vortex. One of few decent places under 300K w/1 car GARAGE. 25 min to W Sedona, hour to Prescott, Phoenix or Flagstaff. HOA includes water, trash, roof, exterior ins & landscape. What are you waiting on?

950 E Mingus Avenue Unit 412, Cottonwood

$159,000

1 Beds ⋅ 1 Baths ⋅ 7055532 MLS ⋅ 520 SqFt.

Vintage charm with investment upside in the heart of Cottonwood! This intimate 1 bedroom, 1 bathroom, 520 sq ft mobile home sits on a level 0.13 acre lot with R4 zoning, which would allow multi-family. Whether you are looking for an affordable starter home or a project with strong upside, this property gives you options. Inside, you'll find a comfortable space you can enjoy as-is, remodel to your taste, or use as a home base while you design and plan your dream home. Outside, the lot offers established trees for shade plus open areas ready for raised beds, play space, or future improvements. The flat terrain makes access and building easier. Location is a major bonus: close to the Recreation Center, Schools, Verde Valley Medical Center, Old Town, and only 20 minutes to Sedona. You'll have quick access to dining, shopping, healthcare, and a wide range of outdoor recreation, all while enjoying a residential neighborhood setting. Please note: Home does not qualify for traditional financing. Cash, private, or other non-traditional financing only. Ask about financing options.

336 S 17th Street, Cottonwood

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