Cottonwood Homes with 1031 Exchange New Financing

Cottonwood Homes with 1031 Exchange New Financing

Welcome to Cottonwood, Arizona – a hidden gem nestled in the heart of Yavapai County. Known for its stunning landscapes, rich history, and vibrant community, Cottonwood offers a unique blend of small-town charm and modern amenities. With its picturesque views of the Verde Valley and the nearby red rocks of Sedona, this city is a haven for outdoor enthusiasts, art lovers, and those seeking a peaceful lifestyle.

Cottonwood boasts a thriving downtown area filled with boutique shops, cozy cafes, and delightful restaurants, making it a perfect spot to unwind after a day of exploring. The city is also home to numerous parks and recreational areas, where families can enjoy picnics, hiking trails, and community events throughout the year.

For those considering investing in real estate, Cottonwood presents a fantastic opportunity, especially with the availability of homes eligible for 1031 Exchange New Financing. This means you can defer capital gains taxes when selling one investment property and purchasing another, making it an attractive option for savvy investors looking to grow their portfolios. Whether you’re seeking a charming single-family home, a spacious ranch, or a cozy condo, Cottonwood’s real estate market offers a variety of options to suit your needs.

With its welcoming community spirit, beautiful surroundings, and investment-friendly opportunities, Cottonwood is more than just a place to live – it’s a place to thrive. Come discover the magic of Cottonwood, where your dream home awaits!

Newest Cottonwood Homes with 1031 Exchange New Financing

$549,900
3 Beds ⋅ 2 Baths ⋅ 7080937 MLS ⋅ 1,695 SqFt.
Fully remodeled and move-in ready, this beautiful home in Cottonwood Ranch sits at the base of Mingus Mountain and offers modern style, comfort, and an easy Arizona lifestyle. Thoughtfully updated from top to bottom, the home features hard-surface flooring throughout, brand-new cabinetry, quartz countertops, new stainless-steel appliances, updated lighting, and new window shutters, creating a fresh and contemporary feel. The HVAC system was updated in 2023, and the owned solar system adds an attractive energy-efficiency benefit. The spacious primary suite overlooks the backyard and features a beautifully remodeled en-suite bathroom. A well-designed split-bedroom floor plan provides excellent privacy and separation for guests, family members, an office, or hobbies. Step outside to the covered patio spanning the back of the home, where you can relax, enjoy the surrounding views, and embrace the slower pace of life Cottonwood Ranch is known for. The community offers scenic walking trails that wind throughout the neighborhood, along with a beautiful clubhouse and pool. This is truly a special opportunity--beautifully remodeled, thoughtfully upgraded, and ready for you to simply move in and enjoy.

355 S Latigo Way, Cottonwood
$479,000
3 Beds ⋅ 2 Baths ⋅ 7079589 MLS ⋅ 1,651 SqFt.
Move-in ready, this 3-bedroom, 2-bath home offers comfort, style, and smart upgrades in one of Cottonwood's most desirable locations. The open layout features vinyl plank flooring, upgraded carpet, wood shutters, and honeycomb blinds for added efficiency. The kitchen includes granite countertops, soft-close cabinetry, a walk-in pantry, oversized island, upgraded 5-burner gas range, and Tiffany-style lighting. The primary suite offers patio access, dual vanities, tiled walk-in shower, and walk-in closet. Enjoy a tiled covered patio, mature landscaping, planter boxes, and a 2-car garage with overhead storage. Minutes from Old Town Cottonwood, wineries, dining, trails, and more!The Coyote Trail Golf Course is just steps away from your house.

1505 Chateau Drive, Cottonwood
$459,000
3 Beds ⋅ 3 Baths ⋅ 7075583 MLS ⋅ 1,920 SqFt.
Welcome home to this charming property nestled on a premium .47-acre lot with panoramic views. The functional floor plan features an expanded kitchen and dining area, french doors opening to an extended patio, and a private backyard perfect for enjoying the scenic surroundings. Additional features include gas heat, central air, central vacuum, reverse osmosis, security and sprinkler systems, gutters, RV parking, and an oversized garage with extra storage. The laundry room even includes a convenient half bath. With a generous lot, beautiful views, and plenty of space both inside and out, this home offers a wonderful opportunity to make it your own.

911 E Rio Mesa Trail, Cottonwood
$424,915
2 Beds ⋅ 2 Baths ⋅ 7074811 MLS ⋅ 1,361 SqFt.
Welcome to the Sage Floorplan. This lovely home has 2 Bedrooms and 2 Bathrooms. We have upgraded this home to include double vanities in the Primary bath. The Kitchen is styled with 36'' soft close cabinets, Quartz countertops, Stainless appliances and gas range. Throughout the home you will find Luxury Vinyl Plank flooring. You will find the large covered patio perfect for entertaining. The Hoeis Pre-plumbed for a water softener. The Sage floorplan is designed for comfort and simplicity. This home offers a well balanced layout with 2 bedrooms and inviting, functional living spaces. Ideal for those seeking low-maintenance living without sacrificing style. Vineyards by Davidson Homes offers exceptional new home living in the heart of Arizonas Wine Country.

995 Annas Avenue, Cottonwood
$425,000
3 Beds ⋅ 2 Baths ⋅ 7071263 MLS ⋅ 1,674 SqFt.
Welcome to this beautifully maintained single-level Cottonwood home lovingly cared for by the original owners. It is perfectly positioned to capture stunning Mingus Mountain and Verde Valley views! Situated on a generous 13,015 sqft lot with NO HOA, this 3-bed, 2-bath home offers 1,674 sqft of comfortable living space plus a versatile den just off the eat-in kitchen. Step inside to a light and bright interior filled with natural light, neutral tile flooring, and a beautiful custom stone gas fireplace that creates a warm and inviting focal point in the living room. The updated kitchen features granite countertops, solid wood cabinetry and a newer refrigerator, while both bathrooms also offer updated cabinetry & granite countertops. The spacious primary suite features wood-look laminate.. flooring, an exterior door leading directly to the backyard pergola, an ADA-width bedroom doorway and an accessible walk-in shower. Outside is where this property truly shines! Enjoy mountain beautiful views as well as sweeping vistas toward the Verde Valley and Sedona area, with no immediate neighbor directly behind the home. The fully fenced yard blends attractive landscaping with a natural Arizona setting and features paver walkways, an expansive paver backyard area, pergola, RV gate, separate pedestrian gate and plenty of room to enjoy the outdoors. Additional highlights include a 2-car garage with side-yard access, paver driveway, gutters for added drainage, an updated roof (2022) and HVAC system (2024). With its large lot, NO HOA, RV access, thoughtful updates and Northern Arizona scenery, this special Cottonwood home is the one you've been looking for!

1099 E Meadowlark Lane, Cottonwood
$995,000
5 Beds ⋅ 3 Baths ⋅ 7069466 MLS ⋅ 3,163 SqFt.
A PIECE OF OLD TOWN HISTORY--WITH A TV PEDIGREE AND SERIOUS POSSIBILITIES. Known as ''The Prickly Pear,'' this distinctive 1938 property was once featured on the popular TV home makeover show Boomtown Builder in the episode ''Bootlegger's House.'' Today, it offers a rare combination of historic character, flexible use, and a prime Main Street location in the heart of Old Town Cottonwood's thriving wine, dining, and entertainment district. Situated on nearly half an acre with commercial and residential zoning, The Prickly Pear currently operates as a successful, turnkey 5-bedroom vacation rental with more than 240 five-star reviews across multiple vacation rental platforms and future bookings already in place. The property has been self-managed, rented selectively, and meticulously maintained, offering a compelling opportunity for an investor looking to step into an established hospitality property with an impressive guest history. The home is thoughtfully configured into three separate living spaces, each with its own exterior entrance. The main-level residence features 2 bedrooms and 1 bath with an ADA-accessible entry ramp. Upstairs, another 2-bedroom, 1-bath residence opens to an expansive private entertainment deck. A separate studio suite offers 1 bedroom, full bath, kitchenette, and living area. A separate laundry facility, laundry room, storage area and basement offer additional opportunities for more livable spaces. Renovated from top to bottom, the property blends its 1938 character with updated interiors and modern functionality. Additional features include on-site laundry, secure gated off-street parking, a sprawling backyard, fire pit, games, and multiple outdoor gathering spaces. And there is more property than meets the eye--the property line extends beyond the existing fenced area, providing additional usable land and future possibilities. See the county map included in the disclosures for property boundaries. The open rear portion of the lot offers potential for expanded outdoor living, additional parking, or other improvements, subject to applicable approvals. The zoning and configuration create an wide range of possibilities: continue its current vacation-rental use, explore a boutique, tasting room, office or retail concept, or consider a combination of commercial and residential uses--all from a highly visible Main Street location in Historic Old Town Cottonwood. Close in proximity to the shops, restaurants, galleries and wineries right on Main Street. A short drive to popular Verde Valley attractions like the Copper Museum, Verde Canyon Railroad, Kayaking the Verde River, The Historic Mining town of Jerome and the Breathtaking Scenic Red Rocks of Sedona. The Prickly Pear isn't simply another Old Town property--it's a one of kind piece of Cottonwood History. .

748 N Main Street, Cottonwood
$95,000
7069141 MLS
View lot located in Old Town Cottonwood historic district with significant panoramic views of Jerome and surrounding valley. In newer unique subdivision of newer Craftsman style homes supporting the investment into a new single family home, or possible basement/ upper level duplex for personal occupancy or short term rentals. No HOA fees or adverse admin. All utilities on site, easily available including fibre optic internet of 2 Gbyte. Possible Seller financing terms available.

395 Kindra Heights Road Unit 2, Cottonwood
$280,000
2 Beds ⋅ 2 Baths ⋅ 7067730 MLS ⋅ 1,067 SqFt.
Well-Maintained 2BR/2BA Home in Sought-After Cottonwood Square/Commons - Priced to Sell! This charming home features a desirable split floor plan, offering privacy and comfort. The primary suite includes a walk-in closet and en-suite bath, while the kitchen is equipped with an island and spacious pantry. Laminate flooring runs throughout, adding style and easy maintenance. Step outside to your private covered patio with plenty of shade--the perfect spot to relax and enjoy your morning coffee. Community amenities include a clubhouse, pool, and HOA-maintained grounds for low-maintenance living. Conveniently located near lots of shopping and dining options, and just minutes from Old Town Cottonwood. Perfect as a winter retreat or smart investment property. Short term rentals are not allowed

1751 E Parada Del Sol --, Cottonwood
$499,900
3 Beds ⋅ 2 Baths ⋅ 7061829 MLS ⋅ 2,103 SqFt.
NEW PRICE $499,900 + SELLER OFFERING UP TO $10,000 TOWARD BUYER CLOSING COSTS/RATE BUYDOWN WITH FULL PRICE OFFER! SPACE, FLEXIBILITY & NO HOA! This well-maintained 3-bedroom, 2-bath Cottonwood home offers over 2,100 sq. ft. of single-level living with two separate living areas, perfect for entertaining, a home office or media space. Major improvements include 2 year old HVAC and 3 year old ROOF, two big-ticket items already taken care of! Enjoy a generous kitchen, comfortable living spaces and a 2-car garage with room for parking and storage. The elevated setting offers added privacy and Verde Valley scenery. With valuable updates, a flexible floor plan and NO HOA, this home deserves a closer look!

2263 E Rio Mesa Trail, Cottonwood
$425,000
2 Beds ⋅ 2 Baths ⋅ 7060773 MLS ⋅ 1,278 SqFt.
Looking for a great location with awesome views. This is the Breckenridge Model with owned solar. Pride of ownership shows, much has been updated. Kitchen has a lowered breakfast bar. Granite counters, stainless appliances. A coffee bar area. Newer cabinets. New laminate floors. Custom window coverings. Gas fireplace. Baths has new shower doors., light fix. Laundry room has been converted to an office and washer & dryer is in the garage, along with shelving. Yard is professionally landscaped. Side yard has walkway. Backyard has extended patio with pergola. Wall in back with wrought iron fencing. Sit out at night and enjoy the stars, A great place to entertain. Backyard has a garden potting area. Enjoy the resort life, A clubhouse, heated saltwater pool, spa, gym, park, trails. COME SEE!

2185 W Trail Blazer Drive, Cottonwood
$329,000
3 Beds ⋅ 2 Baths ⋅ 7060270 MLS ⋅ 1,123 SqFt.
Opportunity meets value in this inviting 3-bedroom, 2-bath Cottonwood home--an excellent choice for a first-time buyer, downsizer, or investor. Situated on an elevated lot, the home enjoys added privacy and scenic surroundings. Several major improvements have already been completed, including a new roof and new HVAC system, offering welcome peace of mind for the next owner. Inside, the comfortable, functional floor plan makes everyday living easy, while the mostly fenced backyard provides space to relax, garden, entertain, or create an outdoor retreat. A two-car carport and additional storage room add everyday convenience. Homeowners may also choose to join the Verde Village Community Connection for access to the community pool, clubhouse, and other neighborhood amenities. Affordable, practical, and full of potential--this is a wonderful place to begin homeownership or add to an investment portfolio.

4253 E Mission Lane, Cottonwood
$539,000
3 Beds ⋅ 2 Baths ⋅ 7060211 MLS ⋅ 1,984 SqFt.
Beautifully updated and well cared for home in the highly desirable Cottonwood Ranch subdivision now available for purchase. Find reprieve from the summer heat with a brand new AC unit installed in May this year. The spacious kitchen is well apointed with granite countertops and updated stainless steel appliances. Enjoy multiple dining options with an area for a breakfast nook in the kitchen, as well as an area for a larger dining table in the open concept living space. Breakfast nook could also be utilized as an office area. The primary suite is extra spacious and includes a remodeled bathroom with a luxurious stand alone bath tub, a tiled shower, and two seperate vanities with quartz countertops. The other two bedrooms and bathroom are on the other side of home providing privacy and quiet for habitants or guests. Delight in a thoughtfully landscaped drought tolerant backyard with a large covered patio, perfectly set up to enjoy Arizona's finest sunsets. Cottonwood Ranch includes wonderful amentities such as a well equipped clubhouse with a work out room and a salt water pool. The community also boasts the sweetest park and tons of manicured grass and walking trails. Conveniently located near the community college and Southwest Wine Center. Fantastic restuarants and shopping is less than 2 miles away in historic Old Town. Inquire with agent about available furnishings.

2275 W Running Iron Lane, Cottonwood
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.