Cottonwood Homes with Cash New Financing

Cottonwood Homes with Cash New Financing

Welcome to Cottonwood, Arizona – a hidden gem nestled in the heart of Yavapai County, where the beauty of the desert meets the charm of a vibrant community. Known for its stunning landscapes and rich history, Cottonwood is a delightful place to call home. With its picturesque views of the Verde Valley and the majestic Mingus Mountains, this city offers a unique blend of outdoor adventure and small-town charm.

Cottonwood is not just a feast for the eyes; it’s also a thriving hub for culture and recreation. Residents enjoy an array of local wineries, art galleries, and quaint shops that line the historic Old Town district. Whether you’re exploring the scenic trails of the nearby Verde River or indulging in the local culinary scene, Cottonwood has something for everyone.

For those looking to invest in their dream home, Cottonwood offers a variety of housing options that cater to different lifestyles and budgets. One exciting aspect of the current real estate market is the availability of homes with cash new financing. This means that buyers can find attractive properties that not only fit their needs but also come with flexible financing options, making the purchasing process smoother and more accessible.

With its welcoming community and stunning surroundings, Cottonwood is the perfect place to settle down. Whether you’re a first-time homebuyer or looking to relocate, now is the ideal time to explore the diverse real estate opportunities this charming city has to offer. Embrace the Cottonwood lifestyle, where adventure and tranquility coexist harmoniously!

Newest Cottonwood Homes with Cash New Financing

$199,999
3 Beds ⋅ 2 Baths ⋅ 7061177 MLS ⋅ 1,081 SqFt.
3-bedroom, 2-bath manufactured home on owned land in Verde Village. Quiet street, .2 of an acre, no lot rent, and close to everything in Cottonwood with an easy drive to Sedona. Open, split floor plan, great starter home or rental. Priced to Sell. Property has owned solar, Brand new A/C and 2 sheds. Built in1996, CAVCO Model ES-40289A.

3369 E Granite Drive, Cottonwood
$439,000
2 Beds ⋅ 2 Baths ⋅ 7060773 MLS ⋅ 1,278 SqFt.
Looking for a great location with awesome views. This is the Breckenridge Model with owned solar. Pride of ownership shows, much has been updated. Kitchen has a lowered breakfast bar. Granite counters, stainless appliances. A coffee bar area. Newer cabinets. New laminate floors. Custom window coverings. Gas fireplace. Baths has new shower doors., light fix. Laundry room has been converted to an office and washer & dryer is in the garage, along with shelving. Yard is professionally landscaped. Side yard has walkway. Backyard has extended patio with pergola. Wall in back with wrought iron fencing. Sit out at night and enjoy the stars, A great place to entertain. Backyard has a garden potting area. Enjoy the resort life, A clubhouse, heated saltwater pool, spa, gym, park, trails. COME SEE!

1285 W Trail Blazer Drive, Cottonwood
$1,195,000
1 Beds ⋅ 1 Baths ⋅ 7060711 MLS
Located in the heart of Cottonwood, this quiet and well-kept RV park offers a unique investment opportunity with 10 RV spaces currently occupied by long-term residents, providing immediate in-place income and future upside. All RV space leases are month-to-month, creating an excellent opportunity for a new owner to increase rents over time. The property also includes a one-bedroom single-family home, currently leased to a sober living organization for $1,200 per month, but it would also make an ideal owner's residence or manager's home.IMPORTANT TO READ THE SUPPLIMENTAL SECTION! The property shows pride of ownership and features attractive touches throughout, including mature landscaping, shade trees, white picket fencing, and a neat, welcoming atmosphere. The single-family home appears nicely maintained with a bright interior, updated finishes, a charming dining nook, and an attractive bathroom. Residents also enjoy a common laundry room with coin-operated machines as well as a community BBQ area, adding convenience and appeal for tenants. The park is very quiet and offers a comfortable setting for long-term occupancy. Cottonwood is one of the Verde Valley's most desirable communities, known for its small-town charm, beautiful scenery, and strong tourism draw. The property is ideally situated between Jerome, Sedona, and Camp Verde, placing it near some of Northern Arizona's most popular attractions. Nearby highlights include Old Town Cottonwood, with its shops, restaurants, tasting rooms, and local events, as well as Tuzigoot National Monument, Dead Horse Ranch State Park, the Verde River, hiking and biking trails, wine country destinations, and countless outdoor recreation opportunities. This central location makes the property appealing for both residents and investors looking to benefit from the continued popularity of the Verde Valley. Buyer to verify all facts, figures, measurements, rents, lease terms, zoning, and any other material information. Cottonwood is located in the heart of Arizona's scenic Verde Valley, along the Verde River and between the communities of Sedona, Jerome, Clarkdale and Camp Verde. With an estimated 2025 population of approximately **12,700 residents**, Cottonwood combines the convenience of a regional commercial center with the relaxed character of a smaller Arizona community. Its elevation of roughly 3,300 to 3,900 feet provides a generally milder climate than the Phoenix metropolitan area. ### Major Employers and Economic Base Cottonwood serves as an employment, healthcare, retail and service hub for much of the Verde Valley. Major employment sectors include: * Healthcare and medical services, led by **Verde Valley Medical Center and Northern Arizona Healthcare** * Public education, including the **Cottonwood-Oak Creek School District** and **Mingus Union High School District** * Municipal and government services through the **City of Cottonwood** * Retail and consumer services, including major employers such as **Walmart, Home Depot, Fry's Food Stores, Safeway and Food City** * Hospitality, restaurants, wineries, tourism and recreation-related businesses The city actively supports business attraction, expansion, redevelopment and tourism-related economic development. ([Cottonwood AZ][2]) ### Tourism and Area Attractions Cottonwood is widely recognized as the **heart of the Verde Valley wine region**. Historic Old Town Cottonwood features a walkable Main Street lined with tasting rooms, restaurants, cafés, boutiques, antique stores, galleries and locally owned businesses. The Verde Valley Wine Trail connects Cottonwood with numerous nearby wineries, vineyards and tasting destinations. ([Old Town Cottonwood][3]) Nearby attractions include: **Sedona:** A convenient drive from Cottonwood, Sedona is internationally known for its red-rock scenery, art galleries, Jeep tours and more than 300 miles of hiking and biking trails. ([Visit Sedona][4]) **Jerome:** The historic hillside mining town of Jerome overlooks Cottonwood and the Verde Valley. Today, it is a popular visitor destination featuring historic buildings, museums, galleries, restaurants, specialty shops and sweeping valley views. ([Visit Arizona][5]) **Tuzigoot National Monument:** Located just outside Cottonwood, Tuzigoot preserves a historic 110-room hilltop pueblo built by the Sinagua people approximately 1,000 years ago. Visitors can explore the pueblo, museum and trails overlooking Tavasci Marsh and the Verde Valley. ([National Park Service][6]) **Dead Horse Ranch State Park:** Located in Cottonwood, this popular state park offers camping, fishing, kayaking, birdwatching, mountain biking and more than 20 miles of shared-use trails through high-desert and Verde River environments. ([Arizona State Parks][7]) **Verde River and Verde River Greenway:** The Verde River provides opportunities for paddling, fishing, wildlife viewing and scenic walks beneath mature cottonwood and sycamore trees. The Jail Trail River Walk begins near Old Town and follows a scenic 1.6-mile loop beside the river. ([Cottonwood AZ][8]) ### Recreation and Quality of Life Outdoor recreation is a major part of the Cottonwood lifestyle. Residents and visitors enjoy hiking, mountain biking, horseback riding, fishing, kayaking, birdwatching, stargazing and exploring nearby state and national parks. The Lime Kiln Trail also connects the Cottonwood area with Red Rock State Park near Sedona, providing a scenic regional trail route through the Verde Valley. ([Arizona State Parks][9]) With its central Verde Valley location, regional healthcare and shopping, historic downtown, expanding wine and tourism industries, and close proximity to Sedona, Jerome, Tuzigoot National Monument and extensive outdoor recreation, Cottonwood offers an attractive combination of small-town character, natural beauty and regional accessibility.

427 N 15th Street, Cottonwood
$330,000
3 Beds ⋅ 2 Baths ⋅ 7060270 MLS ⋅ 1,123 SqFt.
Opportunity meets value in this inviting 3-bedroom, 2-bath Cottonwood home--an excellent choice for a first-time buyer, downsizer, or investor. Situated on an elevated lot, the home enjoys added privacy and scenic surroundings. Several major improvements have already been completed, including a new roof and new HVAC system, offering welcome peace of mind for the next owner. Inside, the comfortable, functional floor plan makes everyday living easy, while the mostly fenced backyard provides space to relax, garden, entertain, or create an outdoor retreat. A two-car carport and additional storage room add everyday convenience. Homeowners may also choose to join the Verde Village Community Connection for access to the community pool, clubhouse, and other neighborhood amenities. Affordable, practical, and full of potential--this is a wonderful place to begin homeownership or add to an investment portfolio.

4253 E Mission Lane, Cottonwood
$49,500
7059423 MLS
Prime building lot in a great location. This slightly elevated lot is unique in its views and has unobstructed views to the East toward Sedona and to the South toward Mingus Mountain. Surrounded by established homes and some new builds. Paved roads, utilities are all available. BRING YOUR BUILDER. Just minutes to the Skidmore and Prairie Lane Recreation Verde River access points and to the Conservation area and trails of the Verde River. Great for bird watchers, nature lovers and known for bank fishing for rainbow trout and bass. Close by shopping, dining and conveniences of Cottonwood but still in a quiet community. The community has a club house, pond and trails.

2596 S Rio Verde Drive Unit 433, Cottonwood
$17,000
2 Beds ⋅ 1 Baths ⋅ 7059123 MLS ⋅ 720 SqFt.
THE DEAL OF THE DAY, COME SEE THE POTENTIAL. It needs some finishing touches, but you can make this your home. Kitchen, bath and flooring were done in 2024. The HVAC also has been updated. All appliances stay. Has a ramp in back for handicap access. SELLER IS SELLIING ''AS IS'' AT THIS PRICE. BUYER WILL BE RESPONSIBLE FOR ANY REPAIRS. A covered patio and shed in back. This is a 55+ park. Buyer will need to qualify for park. Leased land amount is 830. Plus water & sewer ( aprx. 923)

325 State Route 89 A -- Unit 15, Cottonwood
$55,000
7058959 MLS
This mostly level lot is surrounded by lush greenery and custom homes at the end of a cul-de-sac. Just a short stroll through an old growth Cottonwood tree forest to one of Arizona's last year round running rivers. The Verde River offers endless activities such as fishing, kayaking, bird watching, swimming and more. Water and electricity available at lot lines, buyer to verify. Septic will need to be installed. Lot sits in AE Flood Zone. Walk this property today and see all it has to offer in person.

4857 E Badger Circle Unit 2316, Cottonwood
$429,265
2 Beds ⋅ 2 Baths ⋅ 7058862 MLS ⋅ 1,502 SqFt.
Designed for simplicity and style, The Grove offers a streamlined layout that makes the most of every square foot. With 2 bedrooms plus den this floor plan provides the flexibility you need-whether you're creating a guest space or home office. We have upgraded this home to include double vanities in the Primary bath and disc lighting and luxury vinyl plank flooring throughout. The Kitchen is styled with 36'' soft close cashew colored cabinets with satin nickel hardware and Quartz countertops, Stainless appliances and gas range. You will find the large covered patio perfect for entertaining. The main living areas feature a seamless, open-concept design, with a natural flow from the kitchen to the dining and family room. Home is pre-plumbed for a soft water system. Vineyards at Cottonwood by Davidson Homes offers exceptional new home living in the heart of Cottonwood, AZ. Situated just minutes from historic Old Town Cottonwood and its lively Main Street, this community places you close to the best of the Verde Valley lifestyle. Surrounded by natural beauty and outdoor adventure opportunities, Vineyards at Cottonwood blends small-town charm with modern convenience. Enjoy thoughtfully designed floor plans, quality craftsmanship, and easy access to outdoor activities like hiking and biking, and the scenic Verde River. Discover a community where comfort meets connection - all in one of Cottonwood's most desirable locations.

997 Annas Avenue, Cottonwood
$250,000
2 Beds ⋅ 2 Baths ⋅ 7058508 MLS ⋅ 982 SqFt.
Awesome garden level 2 bed/2 bath condo in gated community private corner unit w/covered patio. Functional floor plan split master & many extra closets. Nice size bathrooms and vanities. All 4 kitchen appliances included + unit stackable washer & dryer. Newer AC & hot water heater. Fans where it counts + gas fireplace to keep you comfortable. Updated lighting & neutral paint colors. Only 1 common wall, largest outdoor area in the complex, Community gym & pool across the street. Exterior just painted. Walk to parks, library, post office, cafes, trails, Rec center, science vortex. One of few decent places under 300K w/1 car GARAGE. 25 min to W Sedona, hour to Prescott, Phoenix or Flagstaff. HOA includes water, trash, roof, exterior ins & landscape & maintenance. What are you waiting on?!

950 E Mingus Avenue Unit 412, Cottonwood
$425,000
2 Beds ⋅ 2 Baths ⋅ 7058487 MLS ⋅ 1,278 SqFt.
Come enjoy the Cottonwood Ranch Community where it's Resort Living all year round. A beautiful clubhouse with various activities, a salt water heated pool, spa, full work out facility. Hiking biking and walking trails and walkways throughout the neighborhood. A park with a playground and basketball courts. This is a move in ready Breckenridge Model, the most desirable. It has updated floors, Baths and Kitchen. Also, updated light fixtures and fans. The kitchen has granite counters, pull out drawers and stainless appliances. The home is located on a cul-de-sac, with big shade trees. Extended patio with pavers. Has a water softener & a new hot water heater. It has an extended garage with a work bench. PUT THIS ON THE TOP OF YOUR LIST TO SEE11

80 S Campfire Circle, Cottonwood
$99,000
2 Beds ⋅ 1 Baths ⋅ 7058351 MLS ⋅ 728 SqFt.
Welcome to affordable Cottonwood living in the serene Cottonwood Heights Manufactured Home Community! This well-maintained, built in 2000, 2-bedroom, one bathroom Redman home offers an efficient layout with 850 sq ft of comfortable living space. Features include vinyl flooring throughout, a light-filled living area with a ceiling fan, a bright dinette area, and three newly installed high-efficiency ductless mini-split A/C units for ideal year-round climate control. Enjoy a low-maintenance, fully fenced backyard with shade trees, a covered concrete patio, and a heavy-duty 2-car metal carport. Situated in a clean, quiet neighborhood near local amenities, this move-in-ready home also provides great potential for your personal touches! Nestled in the quiet and meticulously maintained Cottonwood Heights community, this property offers an unbeatable combination of affordability, comfort, and potential. Whether you are looking for a low-maintenance primary residence, a lock-and-leave seasonal getaway, or an accessible entry point into the local housing market, this home delivers tremendous value. Bright & Airy Living Space: Open living room featuring large windows and an overhead ceiling fan for optimal air circulation and extra cooling. Equipped with three newly installed ductless mini-split A/C and heating units for targeted, high-efficiency zone cooling and heating. Secure, private backyard space shaded by mature trees, ideal for pets, gardening, or outdoor hobbies. Sturdy 2-car metal carport protecting your vehicles from the Arizona sun, with convenient side access into the home. Move-in ready as-is with plenty of opportunity to add your own modern improvements and personalized touches over time!

656 S 2nd Street, Cottonwood
$334,900
3 Beds ⋅ 2 Baths ⋅ 7057987 MLS ⋅ 1,297 SqFt.
Enjoy affordable Cottonwood living with land, privacy, and room to make it your own! Tucked at the end of a quiet cul-de-sac, this 3-bedroom, 2-bath manufactured home sits on a fully fenced .42-acre lot with mature trees, mountain views, and usable outdoor space. A wall was removed to create a more open kitchen and living area, while the center island, granite countertops, and white cabinetry add workspace, storage, and casual seating. The roof was fully replaced approximately four years ago. Situated on owned land with no lot rent, the property also features leased solar, natural gas, a shared well, and a septic system. A practical starter home, investment, or downsizing option with room for future cosmetic updates, only fifteen minutes away from the beautiful Sedona red rocks. Owner has had an APS credit and $0 bill for years

3825 E Cassie Lane, Cottonwood
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