Cottonwood Homes with Cash to Loan New Financing

Cottonwood Homes with Cash to Loan New Financing

Welcome to Cottonwood, Arizona, a hidden gem nestled in the heart of Yavapai County. Known for its stunning landscapes, vibrant arts scene, and warm community spirit, Cottonwood offers a unique blend of small-town charm and modern amenities. With its picturesque views of the Verde Valley and nearby red rock formations, this city is a haven for outdoor enthusiasts and those seeking a tranquil lifestyle.

Cottonwood boasts a rich history, evident in its well-preserved historic downtown area, where you can stroll along charming streets lined with boutique shops, delightful eateries, and local art galleries. The city's flourishing wine industry, often dubbed the "Heart of Arizona Wine Country," invites you to explore tasting rooms and vineyards that showcase the region's exceptional wines.

For those considering a move to Cottonwood, the real estate market is thriving, with a variety of homes available to suit different lifestyles and budgets. Whether you're seeking a cozy single-family home or a spacious property with breathtaking views, you’ll find plenty of options. One of the exciting features of the current market is the availability of homes with cash-to-loan new financing, making it easier than ever to secure your dream home in this idyllic setting.

With a warm climate, friendly neighbors, and a strong sense of community, Cottonwood is more than just a place to live—it's a place to thrive. Come and discover the charm of Cottonwood, where your dream home awaits amidst the beauty of Arizona's high desert!

Newest Cottonwood Homes with Cash to Loan New Financing

$199,999
3 Beds ⋅ 2 Baths ⋅ 7061177 MLS ⋅ 1,081 SqFt.
3-bedroom, 2-bath manufactured home on owned land in Verde Village. Quiet street, .2 of an acre, no lot rent, and close to everything in Cottonwood with an easy drive to Sedona. Open, split floor plan, great starter home or rental. Priced to Sell. Property has owned solar, Brand new A/C and 2 sheds. Built in1996, CAVCO Model ES-40289A.

3369 E Granite Drive, Cottonwood
$439,000
2 Beds ⋅ 2 Baths ⋅ 7060773 MLS ⋅ 1,278 SqFt.
Looking for a great location with awesome views. This is the Breckenridge Model with owned solar. Pride of ownership shows, much has been updated. Kitchen has a lowered breakfast bar. Granite counters, stainless appliances. A coffee bar area. Newer cabinets. New laminate floors. Custom window coverings. Gas fireplace. Baths has new shower doors., light fix. Laundry room has been converted to an office and washer & dryer is in the garage, along with shelving. Yard is professionally landscaped. Side yard has walkway. Backyard has extended patio with pergola. Wall in back with wrought iron fencing. Sit out at night and enjoy the stars, A great place to entertain. Backyard has a garden potting area. Enjoy the resort life, A clubhouse, heated saltwater pool, spa, gym, park, trails. COME SEE!

1285 W Trail Blazer Drive, Cottonwood
$330,000
3 Beds ⋅ 2 Baths ⋅ 7060270 MLS ⋅ 1,123 SqFt.
Opportunity meets value in this inviting 3-bedroom, 2-bath Cottonwood home--an excellent choice for a first-time buyer, downsizer, or investor. Situated on an elevated lot, the home enjoys added privacy and scenic surroundings. Several major improvements have already been completed, including a new roof and new HVAC system, offering welcome peace of mind for the next owner. Inside, the comfortable, functional floor plan makes everyday living easy, while the mostly fenced backyard provides space to relax, garden, entertain, or create an outdoor retreat. A two-car carport and additional storage room add everyday convenience. Homeowners may also choose to join the Verde Village Community Connection for access to the community pool, clubhouse, and other neighborhood amenities. Affordable, practical, and full of potential--this is a wonderful place to begin homeownership or add to an investment portfolio.

4253 E Mission Lane, Cottonwood
$545,000
3 Beds ⋅ 2 Baths ⋅ 7060211 MLS ⋅ 1,984 SqFt.
Beautifully updated and well cared for home in the highly desirable Cottonwood Ranch subdivision now available for purchase. Find reprieve from the summer heat with a brand new AC unit installed in May this year. The spacious kitchen is well apointed with granite countertops and updated stainless steel appliances. Enjoy multiple dining options with an area for a breakfast nook in the kitchen, as well as an area for a larger dining table in the open concept living space. Breakfast nook could also be utilized as an office area. The primary suite is extra spacious and includes a remodeled bathroom with a luxurious stand alone bath tub, a tiled shower, and two seperate vanities with quartz countertops. The other two bedrooms and bathroom are on the other side of home providing privacy and quiet for habitants or guests. Delight in a thoughtfully landscaped drought tolerant backyard with a large covered patio, perfectly set up to enjoy Arizona's finest sunsets. Cottonwood Ranch includes wonderful amentities such as a well equipped clubhouse with a work out room and a salt water pool. The community also boasts the sweetest park and tons of manicured grass and walking trails. Conveniently located near the community college and Southwest Wine Center. Fantastic restuarants and shopping is less than 2 miles away in historic Old Town. Inquire with agent about available furnishings.

2275 W Running Iron Lane, Cottonwood
$55,000
7058959 MLS
This mostly level lot is surrounded by lush greenery and custom homes at the end of a cul-de-sac. Just a short stroll through an old growth Cottonwood tree forest to one of Arizona's last year round running rivers. The Verde River offers endless activities such as fishing, kayaking, bird watching, swimming and more. Water and electricity available at lot lines, buyer to verify. Septic will need to be installed. Lot sits in AE Flood Zone. Walk this property today and see all it has to offer in person.

4857 E Badger Circle Unit 2316, Cottonwood
$21,494
7055781 MLS
Hillside lot in an established a quiet neighborhood setting minutes from Old Town Cottonwood, shopping, wineries, and the Verde River. Buyer to verify utilities, zoning, floodplain, and development costs with the appropriate agencies.

2324 S Valley Drive Unit 702, Cottonwood
$22,449
7055777 MLS
Hillside lot in an established a quiet neighborhood setting minutes from Old Town Cottonwood, shopping, wineries, and the Verde River. Buyer to verify utilities, zoning, floodplain, and development costs with the appropriate agencies.

2336 S Valley Drive Unit 701, Cottonwood
$18,039
7055771 MLS
Hillside lot in an established a quiet neighborhood setting minutes from Old Town Cottonwood, shopping, wineries, and the Verde River. Buyer to verify utilities, zoning, floodplain, and development costs with the appropriate agencies.

2350 S Valley Drive Unit 700, Cottonwood
$18,968
7055764 MLS
Hillside lot in an established a quiet neighborhood setting minutes from Old Town Cottonwood, shopping, wineries, and the Verde River. Buyer to verify utilities, zoning, floodplain, and development costs with the appropriate agencies.

2358 S Valley Drive Unit 699, Cottonwood
$19,372
7055758 MLS
Just under a 1/2 acre, this lot is in an established neighborhood setting minutes from Old Town Cottonwood, shopping, wineries, and the Verde River. Buyer to verify utilities, zoning, floodplain, and development costs with the appropriate agencies.

23xx S Valley Drive Unit 698, Cottonwood
$55,102
7055729 MLS
Over 1.5 acres across two parcels in Verde Village Unit 2, offering space and views for your future home in Cottonwood. With Red Rock views toward Sedona to the NE and mountain vistas to the west, all in an established neighborhood setting minutes from Old Town, shopping, wineries, and the Verde River. Buyer to verify utilities, zoning, floodplain, and development costs with the appropriate agencies.

2406 S Valley Drive Unit 685+686, Cottonwood
$159,000
1 Beds ⋅ 1 Baths ⋅ 7055532 MLS ⋅ 520 SqFt.
Vintage charm with investment upside in the heart of Cottonwood! This intimate 1 bedroom, 1 bathroom, 520 sq ft mobile home sits on a level 0.13 acre lot with R4 zoning, which would allow multi-family. Whether you are looking for an affordable starter home or a project with strong upside, this property gives you options. Inside, you'll find a comfortable space you can enjoy as-is, remodel to your taste, or use as a home base while you design and plan your dream home. Outside, the lot offers established trees for shade plus open areas ready for raised beds, play space, or future improvements. The flat terrain makes access and building easier. Location is a major bonus: close to the Recreation Center, Schools, Verde Valley Medical Center, Old Town, and only 20 minutes to Sedona. You'll have quick access to dining, shopping, healthcare, and a wide range of outdoor recreation, all while enjoying a residential neighborhood setting. Please note: Home does not qualify for traditional financing. Cash, private, or other non-traditional financing only. Ask about financing options.

336 S 17th Street, Cottonwood
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