Cottonwood Homes with Conventional New Financing

3 Beds ⋅ 2 Baths ⋅ 7081022 MLS ⋅ 2,025 SqFt.

Discover resort-style living at its best in this adorable, fully furnished home, nestled in a gated active 55+ community. Everything is here to move right in! Enjoy your own private outdoor living space, complete with a great set up for your fur baby. Spend your days enjoying sparkling pools, golf, fitness and recreation, while a calendar filled with social events makes it easy to meet friends and stay connected. Whether you're looking for a full-time residence, winter retreat or a turnkey getaway, this charming home offers comfort, convenience and a wonderful sense of community. Come see why this isn't just a home-it's a lifestyle! Includes: luxury vinyl tile flooring throughout, newer appliances,

2050 W State Route 89a -- Unit 396, Cottonwood

$549,900

3 Beds ⋅ 2 Baths ⋅ 7080937 MLS ⋅ 1,695 SqFt.

Fully remodeled and move-in ready, this beautiful home in Cottonwood Ranch sits at the base of Mingus Mountain and offers modern style, comfort, and an easy Arizona lifestyle. Thoughtfully updated from top to bottom, the home features hard-surface flooring throughout, brand-new cabinetry, quartz countertops, new stainless-steel appliances, updated lighting, and new window shutters, creating a fresh and contemporary feel. The HVAC system was updated in 2023, and the owned solar system adds an attractive energy-efficiency benefit. The spacious primary suite overlooks the backyard and features a beautifully remodeled en-suite bathroom. A well-designed split-bedroom floor plan provides excellent privacy and separation for guests, family members, an office, or hobbies. Step outside to the covered patio spanning the back of the home, where you can relax, enjoy the surrounding views, and embrace the slower pace of life Cottonwood Ranch is known for. The community offers scenic walking trails that wind throughout the neighborhood, along with a beautiful clubhouse and pool. This is truly a special opportunity--beautifully remodeled, thoughtfully upgraded, and ready for you to simply move in and enjoy.

355 S Latigo Way, Cottonwood

$479,000

3 Beds ⋅ 2 Baths ⋅ 7079589 MLS ⋅ 1,651 SqFt.

Move-in ready, this 3-bedroom, 2-bath home offers comfort, style, and smart upgrades in one of Cottonwood's most desirable locations. The open layout features vinyl plank flooring, upgraded carpet, wood shutters, and honeycomb blinds for added efficiency. The kitchen includes granite countertops, soft-close cabinetry, a walk-in pantry, oversized island, upgraded 5-burner gas range, and Tiffany-style lighting. The primary suite offers patio access, dual vanities, tiled walk-in shower, and walk-in closet. Enjoy a tiled covered patio, mature landscaping, planter boxes, and a 2-car garage with overhead storage. Minutes from Old Town Cottonwood, wineries, dining, trails, and more!The Coyote Trail Golf Course is just steps away from your house.

1505 Chateau Drive, Cottonwood

$349,000

2 Beds ⋅ 2 Baths ⋅ 7079255 MLS ⋅ 1,220 SqFt.

Welcome to 4460 Wild Stallion Trail! This charming 2-bedroom, 2-bath home offers comfortable living with a private backyard and the added benefit of owned solar. The functional floor plan provides inviting living spaces and two well-appointed bedrooms, making this home a great option for a full-time residence, second home, or investment opportunity. Enjoy the privacy of the backyard and the potential for reduced electric costs with the owned solar system. Please note: The wood pellet stove is currently the only source of heat. Due to the heating system, financing is limited to cash or conventional lending. Buyer and buyer's agent to verify all information, including financing requirements.

4460 E Wild Stallion Trail, Cottonwood

$830,000

4 Beds ⋅ 4 Baths ⋅ 7079065 MLS ⋅ 2,599 SqFt.

Craftsman-style home with upgrades in an excellent location near Old Town Cottonwood! Beautiful designer landscaping, decorative rock walls, and four distinct patio and firepit areas create exceptional spaces for outdoor entertaining. The flexible floor plan offers exciting possibilities for full-time living, multigenerational use, or investment income. R-3 zoning may allow the property to function as 3 separate rental units. The upper level features three bedrooms, including an ensuite, two bathrooms, a comfortable living area, kitchenette, and laundry. Downstairs offers a spacious living area, full kitchen, primary bedroom and bathroom, additional half bath, and a second laundry area. Separate entrances make it possible to live in one portion while renting the other, or use it as a dual vacation rental. Additional features include 9-foot ceilings, designer cabinetry, quartz countertops, luxury vinyl plank flooring throughout, an Energy Star Indoor airplus package, and high-speed 1-gig fiber internet. The two-car garage is equipped with its own mini-split heating and cooling system. A thoughtfully designed property offering remarkable versatility just minutes from the shops, restaurants, wineries, and entertainment of Old Town Cottonwood.

375 Kindra Heights Road, Cottonwood

$489,000

3 Beds ⋅ 2 Baths ⋅ 7078568 MLS ⋅ 1,439 SqFt.

Rare Opportunity in Grey Fox Ridge - Priced to Sell! Welcome home to this beautiful custom-built residence tucked away on a quiet cul-de-sac in the desirable Grey Fox Ridge subdivision of Cottonwood. Built in 2013, this inviting 3-bedroom, 2-bath home offers over 1,400 square feet of thoughtfully designed living space on a 0.13-acre lot, combining privacy, convenience, and an incredible location. Step inside to a bright and welcoming open-concept floor plan designed for comfortable everyday living and effortless entertaining. The kitchen flows seamlessly into the main living area and features stainless steel appliances, creating the perfect gathering space for family and friends. One of the home's greatest advantages is its location--within walking distance of vibrant Old Town Cottonwood, where you can enjoy charming shops, restaurants, wine tasting rooms, cafés, galleries, and the lively atmosphere of historic Main Street. Imagine leaving the car at home and strolling into town for dinner, shopping, or an evening out. Solar panels add another desirable feature, while the quiet cul-de-sac setting provides a wonderful sense of privacy. Whether you're searching for a primary residence, second home, or investment property, this home offers an exceptional combination of location, lifestyle, and value. A rare opportunity in Grey Fox Ridge, priced to sell--come experience the charm of this beautiful home and the Old Town Cottonwood lifestyle!

1520 Whitetail Run, Cottonwood

$399,000

3 Beds ⋅ 2 Baths ⋅ 7078193 MLS ⋅ 1,356 SqFt.

Welcome home to this beautifully updated property where comfort, style, and functionality come together! Featuring a new roof and new LVP flooring installed in 2025, this home offers peace of mind and move-in-ready appeal. The spacious split-bedroom floor plan provides excellent privacy, while the primary suite creates a true retreat with an updated spa-like bathroom featuring a beautifully tiled shower and radiant heated flooring. French doors from the primary bedroom open directly to the covered patio, creating an effortless connection to the peaceful backyard. The guest bathroom has also been thoughtfully refreshed with an updated vanity, new toilet, and tiled shower/tub combination. At the heart of the home, the living room, kitchen, and dining area flow together in a generous great-ro om layout with vaulted ceilings, complete with a cozy wood-burning fireplace and stainless-steel kitchen appliances. Step outside to enjoy mature pine trees, low-maintenance turf grass, and a gas fire pit--perfect for relaxing or entertaining. Plenty of parking is available, including RV parking with hookups. Leased solar helps keep utility costs low, adding even more value to this already well-appointed home. Located near public access to the Verde River and the Duck Pond, yet safely outside the floodplain. This property offers an ideal blend of convenience, recreation, privacy, and everyday comfort.

2220 S Puma Circle, Cottonwood

$425,000

3 Beds ⋅ 2 Baths ⋅ 7078164 MLS ⋅ 1,455 SqFt.

Bright, inviting, and ready to welcome you home--this beautifully refreshed 3-bedroom, 2-bath home in Verde Villages offers comfortable living with an easy, open-concept design and plenty of natural sunlight. Freshly painted throughout and the consistent tile flooring creates an easy flow from room to room and adds to the home's low-maintenance appeal. Step outside to your private, fenced backyard with mature landscaping and a covered patio, creating the perfect setting for morning coffee, evening dinners, and enjoying the best of Arizona living. An additional storage shed provides convenient space for tools, outdoor equipment, and extra storage. For those who need room for their recreational toys, the property also offers space for RV parking--an added bonus for enjoying all that the Verde Valley has to offer. Comfortable, bright, and thoughtfully maintained, this Verde Villages home offers the space, outdoor living, and convenience you've been looking for in Cottonwood.

1656 E Sandy Lane, Cottonwood

$179,900

2 Beds ⋅ 2 Baths ⋅ 7078084 MLS ⋅ 1,352 SqFt.

Discover resort-style living at its best in this adorable home, nestled in a gated active 55+ community. Everything is here to move right in! Spend your days enjoying sparkling pools, golf, fitness and recreation, while a calendar filled with social events makes it easy to meet friends and stay connected. Whether you're looking for a full-time residence, winter retreat this charming home offers comfort, convenience and a wonderful sense of community. Come see why this isn't just a home-it's a lifestyle! Includes: Fully updated home, newer appliances, natural gas stove, hot water and dryer, huge storage area, new De-scaling, water filter system, home was recently releveled, This is a must see!

2050 W State Route 89a -- Unit 133, Cottonwood

$324,900

3 Beds ⋅ 2 Baths ⋅ 7078071 MLS ⋅ 1,600 SqFt.

This truly custom home is perfectly situated on a corner lot--one of the nicest in the community--with panoramic Sedona Red Rock and Sycamore Canyon views in one direction and extraordinary Mingus Mountain views in the other. Beautifully upgraded and thoughtfully designed, it has the feel of a model home, yet the warmth and comfort of a home made to be lived in. There simply isn't another custom home like this in the community. And at this price, it won't be available long. Bright, open, immaculate, and incredibly comfortable, the approximately 1,600 sq. ft. home features 9-foot ceilings, 4 sliding glass doors, 8 transom windows, custom paint, 5-inch baseboards, designer lighting, custom pendant lights, ceiling fans throughout, and solar/light tubes that bring even more natural light into the home. The gorgeous front door features an upper glass window and security screen door. The gourmet kitchen is both sophisticated and highly functional, centered around an enormous extended Quartz island with a beautiful custom green finish and no sink, providing exceptional workspace. Solid soft-close cabinetry, easy-access drawers, 36-42" upper cabinets, custom floating shelves, white subway tile, an apron-front porcelain farmhouse sink (that looks out toward Sedona's Red Rocks), reverse osmosis, stainless-steel appliances, a like-new induction cooktop, double oven, and striking chimney-style vent hood create a kitchen that is as beautiful as it is practical. Two walk-in pantries--one in the kitchen and one in the laundry room--provide abundant storage. The spacious primary suite offers a private sliding glass door with transom windows, a generous walk-in closet with additional rods and custom shelving, dedicated linen storage, and a beautifully finished bath with double Quartz vanities, undermount sinks, tile backsplash, medicine cabinets, and an oversized walk-in shower. The shower features 12x24 textured tile extending to the ceiling, a rain shower head, and built-in bench. The third bedroom is especially versatile, featuring a built-in Queen-size Murphy bed, custom linen cabinet and shelving, two large east-facing windows with views toward Mingus Mountain and Jerome, plus a south-facing window bringing in beautiful natural light. Outside, the setting truly shines. Approximately 50 feet of Trex decking spans the entire back of the home, creating an incredible outdoor living space overlooking unobstructed Red Rock and Sycamore Canyon views. A gas fire pit makes the deck perfect for relaxing and entertaining, and the straight-on view provides a front-row seat to the community's Fourth of July fireworks. The oversized front Trex porch offers an equally impressive view of Mingus Mountain. A raised garden and much of the mature cactus on the back deck convey, while the established cactus garden in the front yard adds to the home's charm. The oversized laundry room features a stylish barn door, extended linen shelving, walk-in pantry storage, and includes the washer and dryer. The spacious 21' x 23' two-car garage offers additional room along both sides and the front, plus an insulated garage door, water softener, and 40-gallon water heater. High-quality custom window coverings throughout include blackout blinds in the bedrooms, sheer fabric panels, and up-and-down shades. The 75" Samsung Living Room TV and weather station also convey. Add in the wonderful amenities of this 55+ community, and you have a home that is genuinely different from the usual. Custom, beautifully maintained, exceptionally well-appointed, and surrounded by views that are hard to duplicate--this is a rare opportunity to enjoy a truly special home at an exceptional price. EXCEPTIONAL VIEWS & OUTDOOR LIVING Unobstructed Sedona Red Rock & Sycamore Canyon views from the back porch and deck Extraordinary Mingus Mountain views from the oversized front Trex porch Approximately 50' of Trex decking spanning the entire back of the home Expansive back deck designed to take full advantage of the views Gas fire pit on the back deck Direct sightline from the back deck to enjoy the community's Fourth of July fireworks Raised garden on the back deck conveys Much of the mature cactus on the back deck conveys Beautifully established cactus garden in the front yard Paver walkway extending to the backyard One of the most spectacular lots in the community GRAND LIVING & ARCHITECTURAL DETAILS Approximately 1,600 sq. ft. with a very open, spacious floor plan Exceptionally bright Living Room with abundant windows and natural light 75" Samsung TV in the Living Room conveys 4 sliding glass doors with 8 transom windows 9' ceilings throughout 5" baseboards Custom paint throughout Beautiful front door with upper glass window and security screen door Designer chandelier and upgraded lighting throughout Custom pendant lighting Brushed nickel hardware Ceiling fans in every room Solar/light tubes throughout the home for additional natural light GOURMET KITCHEN Truly exceptional, beautifully appointed gourmet kitchen Enormous extended Quartz island with built-in cabinetry and no sink, maximizing usable workspace Beautiful custom green finish on kitchen island Solid cabinetry with soft-close doors Easy-access drawers for convenient everyday storage 36-42" tall kitchen cabinets Brushed nickel cabinet hardware Elegant white subway tile backsplash Custom floating shelves Gorgeous apron-front porcelain farmhouse sink Reverse osmosis system Stainless-steel appliances Induction cooktop in like-new condition Double oven Striking stainless-steel chimney-style vent hood Two walk-in pantries--one in the kitchen and one in the laundry room Kitchen window above sink with extraordinary Sedona Red Rock views Thoughtfully designed lower cabinetry, with easy-access drawers and pull-out trash/recycling PRIMARY SUITE Enormous Primary Bedroom Private sliding glass door with transom windows Large walk-in closet with additional rods and custom shelving Dedicated linen closet Double vanity with Quartz countertops and undermount sinks Tile backsplash Additional bank of drawers for exceptional storage Medicine cabinets Luxurious oversized walk-in shower 12x24 textured tile extending all the way to the ceiling Rain shower head Built-in shower bench BATHROOMS Two additional linen closets for abundant storage Second bathroom with 12x24 tile extending to the ceiling Rain shower head Bypass glass shower door Tile backsplash in both bathrooms Executive-height countertops Thick Quartz countertops Undermount sinks Triple cabinetry in the second bathroom Additional bank of drawers in the Primary Bathroom BEDROOM 3 Built-in Queen-size Murphy bed Custom linen cabinet and shelving Two large east-facing windows with beautiful views toward Mingus Mountain and Jerome Large south-facing window providing wonderful natural light and Mingus Mountain views LAUNDRY & STORAGE Oversized laundry room Stylish barn door Extended linen shelving Walk-in pantry with additional shelving Washer & dryer included Extensive storage throughout the home GARAGE & HOME SYSTEMS Spacious 21' x 23' two-car garage Additional space along both sides and at the front of the garage Insulated garage door Extensive garage shelving 40-gallon water heater Water softener located in the garage Most garage shelving conveys WINDOW COVERINGS & LIGHTING High-quality custom window coverings throughout Blackout blinds in all bedrooms Sheer fabric panels for beautiful filtered light Up-and-down shades Designer lighting and custom fixtures throughout Custom pendant lights in the gourmet kitchen Solar/light tubes throughout the home for additional daylight ADDITIONAL DETAILS Built by Champion Custom paint throughout 5" baseboards 9' ceilings Brushed nickel hardware Ceiling fans in every room Weather station conveys 75" Samsung Living Room TV conveys Beautifully upgraded and meticulously maintained throughout

1051 Nicklaus Drive, Cottonwood

$455,590

3 Beds ⋅ 2 Baths ⋅ 7077976 MLS ⋅ 1,598 SqFt.

Welcome to 1835 Horseshoe Bend Circle, a beautifully maintained 3-bedroom, 2-bath home in desirable Mesquite Hills. Built in 2016, this 1,598 sq. ft. home features a bright, open great-room floor plan with a spacious kitchen, abundant cabinetry, pantry, breakfast nook, and oversized island. The split-bedroom layout offers privacy, while the primary suite boasts dual vanities and a beautifully tiled shower. Enjoy Arizona sunsets from the backyard viewing platform with scenic desert, mountain, and red-rock views. Additional highlights include owned solar, EnergyStar construction, tile roof, water softener, reverse osmosis, and a spacious 3-car tandem garage. Conveniently located within Cottonwood city limits near sidewalks, walking paths, and hiking trails.

1835 Horseshoe Bend Circle, Cottonwood

$459,000

3 Beds ⋅ 2 Baths ⋅ 7076739 MLS ⋅ 1,450 SqFt.

The first thing you'll notice is the view. Mingus Mountain, the Sedona red rocks, and wide open sky, all from a big shaded deck, on a quarter acre, fully fenced backyard, and room for the RV or the projects. Inside, the split floor plan gives you a primary suite on its own side, with the two other bedrooms tucked away on the other. The kitchen features knotty alder cabinets, granite counters, and stainless appliances. The living room, deck, and garage are wired for surround sound. Downstairs there's a bonus room with its own entrance, easy to turn into an office, a studio, a workout space, or simply the place where everything else goes. The roof, HVAC, flooring, and bathrooms have all been updated. Old Town Cottonwood is nine minutes away and Sedona is just twenty.

1810 E Donner Trail, Cottonwood

Cottonwood Homes with Conventional New Financing

Newest Cottonwood Homes with Conventional New Financing