Clarkdale Homes with FHA New Financing

Clarkdale Homes with FHA New Financing

Welcome to Clarkdale, Arizona—a hidden gem nestled in the heart of Yavapai County. This charming town, rich in history and natural beauty, offers a unique blend of small-town warmth and breathtaking landscapes. With its roots dating back to the copper mining boom of the early 1900s, Clarkdale boasts a vibrant heritage that is still celebrated today. The picturesque setting, surrounded by the stunning Red Rocks of Sedona and the serene Verde River, provides ample opportunities for outdoor enthusiasts to hike, bike, and explore.

Clarkdale is not just about stunning views; it’s also a community that thrives on connection and inclusivity. With a population of just over 4,000 residents, you'll find friendly neighbors, local events, and a strong sense of belonging. The town features a variety of amenities, including parks, shops, and restaurants, ensuring that you have everything you need right at your fingertips.

For those considering making Clarkdale their home, the housing market offers an exciting opportunity. Many homes in this picturesque town qualify for FHA new financing, making it easier for first-time buyers and those looking to invest in their dream home. This financing option opens the door to a range of properties, from charming historic homes to modern builds, all set against the backdrop of the stunning Arizona landscape.

Whether you’re looking to settle down in a welcoming community or seeking a serene getaway, Clarkdale, AZ, is the perfect place to call home. Explore the possibilities today and discover the magic of this remarkable town!

Newest Clarkdale Homes with FHA New Financing

$425,000
3 Beds ⋅ 2 Baths ⋅ 7080122 MLS ⋅ 1,879 SqFt.
Welcome to Mingus Shadows, where generous indoor and outdoor living creates an inviting Clarkdale retreat. This well-cared-for 1,879-square-foot, triple-wide manufactured home offers 3 bedrooms plus a versatile den, 2 baths and a spacious great room with vaulted ceilings, dedicated dining and an open kitchen designed for easy entertaining. Set on approximately 0.33 acre, the property features an oversized covered patio, 3-person hot tub, detached garage and RV hookups. Previously operated as a short-term rental, it offers exciting potential as a primary residence, Verde Valley getaway or investment property. Select furnishings may be available by separate bill of sale. (Additional information in Supplement).... The spacious kitchen overlooks the living area and features a breakfast bar, pantry, refrigerator, gas cooktop, built-in microwave and wall oven. A casual breakfast nook near the sliding glass door provides additional dining space and convenient access to the laundry area and backyard. Outside, the oversized covered patio extends the living space and offers a comfortable place to dine, entertain or unwind in the 3-person hot tub. The expansive lot provides breathing room, while the detached garage and RV hookups add flexibility for vehicles, recreational equipment, hobbies or additional storage. The water heater was replaced in 2026. Previously operated as a short-term rental, the home may appeal to buyers seeking a full-time residence, second home or income-producing opportunity. Its Clarkdale location provides convenient access to Old Town Cottonwood, historic Jerome, the Verde River, Tuzigoot National Monument, area wineries and the many outdoor attractions of the Verde Valley. Buyer to verify short-term-rental eligibility, permitting requirements and all facts material to the purchase.

480 Mingus Shadows Drive, Clarkdale
$799,900
4 Beds ⋅ 3 Baths ⋅ 7079915 MLS ⋅ 2,195 SqFt.
It's hard to beat the setting of this beautiful new home, with breathtaking, unobstructed Sedona Red Rock views from the back and stunning Mingus Mountain views from the front. And the home itself is just as impressive. With 3,613 sq ft under roof, there's 2,195 sq ft of living space, a 405 sq ft detached casita, and an incredible 1,059 sq ft, 40-ft RV garage. The casita adds so much flexibility--it can be a private guest retreat, in-law quarters, long-term rental, or Airbnb. The oversized RV garage is a rare find and gives you plenty of room for your toys, vehicles, and everything else that comes with Arizona living. Built by an award-winning sustainable builder, this home is approximately 50% more energy efficient than the average new build, helping keep utility costs down. ...while adding value for years to come. Inside, you'll find the kind of finishes that make a home feel special: luxury vinyl flooring, GE Café appliances, custom cabinetry, quartz countertops, 9-ft ceilings, upgraded lighting and hardware, and beautiful two-tone paint. A dramatic 12-ft wall of glass brings the views right into the heart of the home, while the extended back patio gives you the perfect place to sit, relax, and take it all in. The beach-entry tile shower is another thoughtful touch that adds both style and function. This is one of those properties that truly has it all--spectacular views, beautiful finishes, incredible flexibility, energy efficiency, and an RV garage that is anything but ordinary.

543 Cleopatra Hill Road, Clarkdale
$525,000
4 Beds ⋅ 3 Baths ⋅ 7077643 MLS ⋅ 1,876 SqFt.
Beautiful 4-bedroom, 3-bath home offering 1,876 sq ft in desirable Mountain Gate! Situated on a large corner lot directly across from the neighborhood park, this home offers added privacy with only one neighboring property. Enjoy beautiful Sedona views from the side yard, while the backyard overlooks a natural ravine, creating an open and peaceful setting. Inside, tile flooring flows throughout the home with an inviting open floor plan. The kitchen features granite countertops, ample cabinetry and all-electric appliances. Two bedrooms offer private ensuite baths, while another is just steps from the guest bath. Additional features include owned solar, a whole-house water filtration system and a great location close to neighborhood amenities. 4th bedroom is not currently in the pictures.

455 Cleopatra Hill Road Unit 211, Clarkdale
$685,000
3 Beds ⋅ 2 Baths ⋅ 7074052 MLS ⋅ 1,932 SqFt.
Beautiful Santa Fe-style home offering 3 bedrooms, 2 bathrooms, 1,932 square feet, and a spacious .36-acre lot in a highly desirable location near Yavapai College and nearby hiking and biking trails. Built in 2005, this home features great curb appeal with beautifully maintained desert landscaping, custom stacked stone accents, and a three-car garage. Inside, custom archways welcome you into a well-designed split-bedroom floor plan with tile flooring throughout the main living areas, primary bedroom, and primary bathroom, with carpet in the guest bedrooms. The spacious kitchen offers plenty of countertop and cabinet space and opens to the living area, where a gas fireplace creates a comfortable place to relax and unwind. The primary suite features a large walk-in closet and spacious Bathroom with dual vanities, a walk-in shower, soaking tub, and private toilet room. The guest bathroom also offers dual vanities along with a tub/shower combination. The backyard is an entertainer's dream with a large covered patio accented by substantial wood beams, synthetic grass, sunshades, a hot tub, and an above-ground pool surrounded by a custom-built deck. The large lot also provides plenty of room for storage and toys, including an impressive detached metal carport/storage structure measuring approximately 24 feet wide by 50 feet deep. Additional features include an owned solar system, three-car garage, and plenty of usable outdoor space. With its spacious floor plan, extensive outdoor living areas, and convenient location close to recreation and the amenities of the Verde Valley, this beautiful home has so much to offer.

2126 Austin Way, Clarkdale
$789,900
4 Beds ⋅ 3 Baths ⋅ 7070145 MLS ⋅ 2,195 SqFt.
JUST COMPLETED THIS GORGOUS, BRAND NEW LUXURY HOME WITH CASITA & 40' RV GARAGE IS MOVE-IN READY. Discover a rare investment opportunity blending luxury, sustainability, and income potential--set against breathtaking, unobstructed Sedona Red Rock views from the back and stunning Mingus Mountain views from the front. This exceptional property offers 3,613 sq ft under roof, including 2,195 sq ft of living space and a versatile 405 sq ft detached casita--ideal for Airbnb, long-term rental income, private guest retreat, or in-law quarters. Massive 40 ft. 1,059 sq ft RV garage too! Built by an award-winning sustainable builder, this home is approximately 50% more energy efficient than the average new build--delivering significantly lower utility costs and long-term savings. Custom upgrades include: luxury vinyl flooring, GE Café appliances, 9' ceilings, foam insulation, 2-tone paint, custom cabinetry, quartz countertops, a dramatic 12' atrium wall of glass, extended back patio, beach-entry tile shower, and upgraded hardware and lighting throughout.

523 Cleopatra Hill Road, Clarkdale
$524,900
3 Beds ⋅ 2 Baths ⋅ 7070130 MLS ⋅ 1,715 SqFt.
MOVE-IN READY NOW and priced to SELL! Beautiful Sedona Red Rock views from the back and Mingus Mountain views from the front. Abundant, oversized windows, and a state-of-the-art, incredibly open 1,715 sq. ft. floorplan make this brand-new Prairie style home truly special. Enjoy exceptional views from the Living Room and back porch, plus two long paver driveways on a large, corner lot. Quality construction by Petrie Contracting LLC, this home features 10' ceilings, foam insulation, post-tension slab, oversized 8' doors, quartz countertops, executive-height counters, 36'' staggered, maple cabinetry, wood-grain laminate flooring, and 12x24 tile. Grand Opening pricing is below market value--giving you built-in equity from day one. NEW Somerset Homes at Mountain Gate. Early pricing won't last!

514 Miners Gulch Drive, Clarkdale
$439,000
2 Beds ⋅ 2 Baths ⋅ 7067295 MLS ⋅ 1,459 SqFt.
Welcome to this beautifully updated 2-bedroom, 2-bathroom home in Clarkdale's desirable Foothill Terrace neighborhood. Bright, inviting, and thoughtfully updated, this home offers comfortable living with modern updates and beautiful Northern Arizona surroundings. The open-concept living area creates an easy flow for everyday living and entertaining. The spacious kitchen features refinished cabinetry, a generous peninsula, and stainless-steel appliances. Both bathrooms have been tastefully updated with contemporary fixtures and finishes. Outside, enjoy a generous lot with private patio space, low-maintenance desert landscaping, and flexible outdoor areas for relaxing, entertaining, or enjoying the stunning views toward Jerome and Mingus Mountain. Experience the best of Clarkdale with the Verde River, hiking, kayaking, fishing, and bird-watching nearby. Historic downtown Clarkdale, local wineries, Town Park, Tuzigoot National Monument, and the Verde Canyon Railroad are all within easy reach. The charming mountain town of Jerome is just minutes away, while Sedona is approximately 30 minutes from home. A wonderful opportunity to enjoy the tranquility, character, outdoor recreation, and natural beauty that make Clarkdale and the Verde Valley such a special place to consider home. LA related to seller.

841 Lisa Street, Clarkdale
$455,000
3 Beds ⋅ 2 Baths ⋅ 7066593 MLS ⋅ 1,650 SqFt.
Discover the perfect blend of comfort, privacy, and location in this inviting 3-bedroom, 2-bath home featuring a desirable split floor plan. Thoughtfully designed for both everyday living and entertaining, the layout provides added privacy and flexible space for guests, family, or a home officed. Step outside to enjoy a fully fenced backyard, ideal for relaxing, entertaining, gardening, or enjoying the surrounding views. With beautiful scenery nearby and an enviable location close to local eateries and wineries, this home makes it easy to enjoy both peaceful living and the best of the area. Whether you're looking for a comfortable primary residence, a weekend retreat, or a place to entertain, this home offers the space, privacy, and lifestyle you've been searching for.

740 Lisa Street, Clarkdale
$575,000
2 Beds ⋅ 2 Baths ⋅ 7062307 MLS ⋅ 1,518 SqFt.
Welcome to effortless living in Crossroads at Mingus, where comfort, security, and energy efficiency come together in this exceptional 2-bedroom, 2-bathroom lock-and-leave retreat. This custom, well-built, thoughtfully designed home offers two private en-suite bedrooms, each with walk-in closets and enhanced sound-insulation for added privacy--perfect for guests, multi-gen living, or seasonal residents. This Department of Energy ZERO Energy Ready Home boasts an impressive HERS Index of 7 and is Indoor airPLUS Qualified, ensuring superior air quality, healthier building materials, and properly engineered HVAC and ventilation systems. Every detail has been verified by an independent professional organization to meet or exceed strict DOE performance standards. The heart of the home is the chef's kitchen, featuring granite countertops, a large island, abundant cabinetry, and all appliances included. Luxury vinyl plank flooring, vaulted ceilings, a custom iron entry door, and a built-in granite workstation add both elegance and functionality. Enjoy modern conveniences such as instant hot water, a whole-house air-exchange system, water softener, EV outlet, Fire Suppression System and Cat 5/Satellite wiring. For those who travel or simply want low-maintenance living, this home delivers true lock-and-leave freedom. The no-water, no-maintenance landscaping means zero upkeep while you're away, and the home's high-efficiency design keeps utility costs remarkably low--even during extended vacancies. A major highlight is the 645.6 sq ft RV garage with 14 ft height, 50-amp service, water, and sewer hookups--ideal for RV owners, car collectors, hobbyists, or those seeking a potential rental income opportunity by leasing the space to someone needing secure, enclosed RV storage. An additional 408 sq ft 2-car garage provides even more flexibility. Enjoy panoramic views of Mingus Mountain and the Red Rocks, a covered back porch, and a quiet, safe neighborhood with a low annual HOA fee. The corner-lot placement offers enhanced privacy, and the adjacent lot is available for purchase if you desire additional space. Located close to charming boutiques, restaurants, and wine-tasting venues, this home offers not just a place to live--but a lifestyle of convenience, efficiency, and peace of mind

661 Shadow Canyon Drive, Clarkdale
$575,000
4 Beds ⋅ 2 Baths ⋅ 7061263 MLS ⋅ 1,820 SqFt.
From the moment you step inside, it's clear this home was created for gathering, relaxing, and enjoying every season of life. A soaring great room with 10-foot ceilings, exposed wood beams, and a dramatic 9-foot wall of glass fills the space with natural light, while the open-concept design creates an effortless connection between the living, dining, and kitchen areas. At the heart of the home, the chef's kitchen combines timeless craftsmanship with everyday functionality, featuring custom tile work, rich maple cabinetry, premium appliances, and a spacious granite island that naturally becomes the center of every gathering. The private owner's retreat offers a peaceful escape, complete with beautiful Red Rock views and a spa-inspired bath featuring a deep soaking tub. A split floorplan provides exceptional privacy for guests, a home office, or multigenerational living. Designed with both comfort and efficiency in mind, this home features high-end tile flooring throughout with no carpet, a freshly painted exterior, and an exceptional owned solar system with battery backup, delivering long-term energy savings and peace of mind. Step outside to a custom paver patio that's equally suited for morning coffee or evening entertaining. Located just minutes from the charm of Historic Clarkdale, local parks, wineries, and only a short drive to Sedona, you'll enjoy the best of the Verde Valley with the flexibility of no rental restrictions in a beautiful HOA managed planned community. Some homes ask you to imagine the lifestyle. This one is already living it.

609 Tapco Lane, Clarkdale
$699,900
5 Beds ⋅ 5 Baths ⋅ 7055365 MLS ⋅ 3,716 SqFt.
Welcome to this spacious 3,716 sq ft two-story home in Mountain Gate, offering 5 bedrooms, 5 bathrooms, and mountain views! The main level features a spacious living room just off the entry, a generous open-concept dining area and kitchen featuring an island and fireplace, plus a bedroom and full bath--ideal for guests or multigenerational living. Upstairs you'll find a versatile den, game or hobby area, and 4 additional bedrooms, including a private primary suite with dual closets, dual vanities, walk-in shower, and luxurious soaking tub. Enjoy the low-maintenance backyard with turf, covered paver patio, privacy fencing, and storage shed. A perfect blend of space, comfort, and Arizona lifestyle!

608 Bootleg Road, Clarkdale
$620,000
4 Beds ⋅ 5 Baths ⋅ 7053140 MLS ⋅ 3,079 SqFt.
Discover this 4-bed single-family home in Clarkdale offering 3,079 sq ft of thoughtfully designed living with 4.5 baths and two private primary en-suites, one on each level. Built in 2015, this Energy Star-rated Craftsman home features an open floor plan, 9-foot ceilings, wood and wood-look tile flooring, plantation shutters, a fireplace, and a chef's kitchen with a large island, walk-in pantry, and brand-new LG stainless steel appliances. Enjoy Mingus Mountain views, cherry blossom and fruit trees, a 2-car garage, and Mountain Gate amenities including pickleball, basketball, a dog park, and a private park. Minutes from Sedona, Jerome, Old Town Cottonwood, and Arizona Wine Country. Welcome Home Nestled in the heart of Clarkdale, this beautifully designed Energy Star-rated Craftsman home offers 3,079 square feet of thoughtfully planned living space with 4 bedrooms, 4.5 bathrooms, and a layout that accommodates a variety of lifestyles. Whether you're hosting guests, working from home, or seeking multigenerational flexibility, this home delivers exceptional comfort and functionality. Interior Features " Spacious 3,079 sq ft floor plan. " 4 bedrooms and 4.5 bathrooms. " Two private primary en suites, including one on the main level and one upstairs. " Ideal layout for multigenerational living or extended guests. " Open-concept design filled with natural light. " 9-foot ceilings throughout. " Warm and inviting living room with fireplace. " Wood and wood-look tile flooring throughout the home. " Plantation shutters throughout. " Neutral finishes ready for your personal style. " Spacious walk-in closets. Chef's Kitchen Designed to be the heart of the home, the kitchen combines style and function with: " Large center island with seating. " Brand-new LG stainless steel appliances. " Walk-in pantry. " Abundant cabinetry and workspace. " Seamless flow into the dining and living areas, perfect for entertaining. Upstairs Living " Private second primary suite. " Jack-and-Jill secondary bedrooms with shared bathroom. " Charming Juliette balcony. " Flexible spaces for family, guests, or a home office. Outdoor Living Step outside and enjoy Northern Arizona's beautiful surroundings. " Scenic Mingus Mountain views. " Cherry blossom trees create beautiful seasonal curb appeal. " Mature fruit trees in the backyard. " Low-maintenance lot. " Attached two-car garage with two individual garage doors and direct interior access. Energy Efficiency " Built in 2015. " Energy Star-rated construction for improved efficiency and comfort. Mountain Gate Community Amenities Quarterly HOA: $154 Residents enjoy: " Private Mountain Gate Park. " Pickleball courts. " Basketball court. " Dog park. " Well-maintained community spaces. Prime Northern Arizona Location This home places you close to some of Arizona's most popular destinations. Approximately: " Less than 30 minutes to Sedona. " About 10 minutes to historic Jerome. " Minutes to Old Town Cottonwood. " Close to Arizona Wine Country. " Near Tuzigoot National Monument. " Convenient to Pecks Lake. " Easy access to the Verde Canyon Railroad, known as Arizona's Longest Running Nature Show. " Nearby hiking, dining, shopping, wineries, and outdoor recreation. Why You'll Love This Home This home offers the rare combination of two private primary suites, spacious open living areas, quality finishes, beautiful mountain views, and an unbeatable location in the Verde Valley. Whether you're looking for your primary residence, a seasonal retreat, or a home with room for extended family, 493 Miners Gulch Drive offers exceptional versatility and timeless appeal. If you've been searching for a 4-bed single-family home in Clarkdale that combines thoughtful design, modern amenities, and easy access to everything Northern Arizona has to offer, this home deserves your attention. Call or text to schedule your private showing today.

493 Miners Gulch Drive, Clarkdale
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